Oregon County, MO: Home-Insurance Distress & Forced-Sale Pressure
Oregon County, MO: 35/100 (moderate) home-insurance distress; Oregon, MO band LOW; Oregon, MO #1,470 of 3,222 counties; Oregon, MO #36 of 115 in Missouri; raw Oregon, MO 46.9; Oregon, MO coverage multiplier 0.85.
FEMA hazard, Oregon, MO: 68/100; Oregon, MO declarations, three years: 12; Oregon, MO perils: 12 severe-storm; Oregon, MO five-year count 12 (severity 22.5); Oregon, MO ten-year 12; hazard-weighted, Oregon, MO: 12.0.
Declared incidents on the Oregon, MO record: 2025 Severe Storm 9; 2024 Severe Storm 3 (Oregon, MO).
NFIP claims, Oregon, MO, three years: none; Oregon, MO claim-stress 0/100.
Oregon, MO monthly score fell, 40 (March 2026) to 39 (October 2026); Oregon, MO by month: March 40, April 40, May 38, June 38 (Oregon, MO), July 44, August 36, September 36, October 39.
Oregon, MO components: climate 77; Oregon, MO retreat index 39; Oregon, MO climate multiplier 0.85.
Construction distress, Oregon, MO: 98/100 as of August 2026 (Oregon, MO: 95/100 one-to-four unit, 12/100 multifamily).
Oregon, MO ZIPs, June 2026 (Oregon, MO, 12 highest): score 0 (Oregon, MO), climate 73 (Oregon, MO): 65788; score 0 (Oregon, MO), climate 72 (Oregon, MO): 65775; score 0 (Oregon, MO), climate 57 (Oregon, MO): 65692; score 0 (Oregon, MO), climate 52 (Oregon, MO): 63935; score 0 (Oregon, MO), climate 50 (Oregon, MO): 63942; score 0 (Oregon, MO), climate 48 (Oregon, MO): 65438, 65588; score 0 (Oregon, MO), climate 45 (Oregon, MO): 63941; score 0 (Oregon, MO), climate 44 (Oregon, MO): 65606, 65690, 65778, 65791.
DLRadar rescores Oregon, MO monthly; Oregon, MO readings join Oregon, MO foreclosure, lien and ownership parcels (Oregon, MO), so cost-squeezed Oregon, MO owners surface before listing.
Inside Missouri, Oregon County ranks 36th of 115 counties for home-insurance distress at 35/100; Madison County (35/100) sits just above Oregon County, and Ozark County (35/100) sits just below Oregon County.
Deterministic. Every Oregon County, MO signal traces to a public Oregon dataset (FEMA, NFIP, Census for Oregon, MO) · how insurance distress works in Oregon, MO · methodology
FAQ: Oregon County, MO insurance distress
What is the Oregon County, MO home-insurance-distress score?
Oregon, MO: 35/100 (LOW), #1,470 of 3,222, #36 in Missouri. FEMA hazard, Oregon, MO: 68/100; NFIP stress, Oregon, MO: 0/100; construction, Oregon, MO: 98/100; Oregon, MO rescores monthly.
Is Oregon County insurance distress getting better or worse (MO)?
Oregon, MO: 40 in March 2026; Oregon, MO: 39 in October 2026 (better); Oregon, MO climate component 77.
Which Oregon County ZIP codes carry the most insurance distress (MO)?
Oregon, MO, June 2026: 65788 at 0, 65775 at 0, 65692 at 0, 63935 at 0; Oregon, MO climate scores there: 73, 72, 57, 52.
Why does Oregon, MO insurance distress create sellers?
A Oregon, MO premium outruns the Oregon, MO budget; a carrier leaves Oregon, MO; Oregon, MO carrying cost passes plan; Oregon, MO owners sell while current; Oregon, MO insurance distress leads Oregon, MO foreclosure data.