Texas County, MO: Home-Insurance Distress & Forced-Sale Pressure
Texas County, MO: 32/100 (moderate) home-insurance distress; Texas, MO band LOW; Texas, MO #1,536 of 3,222 counties; Texas, MO #41 of 115 in Missouri; raw Texas, MO 37.9; Texas, MO coverage multiplier 0.85.
FEMA hazard, Texas, MO: 63/100; Texas, MO declarations, three years: 6; Texas, MO perils: 6 severe-storm; Texas, MO five-year count 9 (severity 16.5); Texas, MO ten-year 9; hazard-weighted, Texas, MO: 6.0.
Declared incidents on the Texas, MO record: 2025 Severe Storm 4; 2024 Severe Storm 2 (Texas, MO).
NFIP claims, Texas, MO, three years: none; Texas, MO claim-stress 0/100.
Texas, MO monthly score held, 37 (March 2026) to 37 (October 2026); Texas, MO by month: March 37, April 37, May 35, June 35 (Texas, MO), July 41, August 33, September 32, October 37.
Texas, MO components: climate 72; Texas, MO retreat index 37; Texas, MO climate multiplier 0.85.
Construction distress, Texas, MO: 41/100 as of August 2026 (Texas, MO: 62/100 one-to-four unit, 34/100 multifamily).
Texas, MO ZIPs, June 2026 (Texas, MO, 16 highest): score 0 (Texas, MO), climate 66 (Texas, MO): 65548; score 0 (Texas, MO), climate 63 (Texas, MO): 65793; score 0 (Texas, MO), climate 60 (Texas, MO): 65552; score 0 (Texas, MO), climate 58 (Texas, MO): 65444, 65464, 65468, 65483, Texas, MO 65484, 65542, 65555, 65557, Texas, MO 65564, 65570, 65589; score 0 (Texas, MO), climate 56 (Texas, MO): 65436; score 0 (Texas, MO), climate 54 (Texas, MO): 65571.
DLRadar rescores Texas, MO monthly; Texas, MO readings join Texas, MO foreclosure, lien and ownership parcels (Texas, MO), so cost-squeezed Texas, MO owners surface before listing.
Inside Missouri, Texas County ranks 41st of 115 counties for home-insurance distress at 32/100; Douglas County (32/100) sits just above Texas County, and Mississippi County (32/100) sits just below Texas County.
Deterministic. Every Texas County, MO signal traces to a public Texas dataset (FEMA, NFIP, Census for Texas, MO) · how insurance distress works in Texas, MO · methodology
FAQ: Texas County, MO insurance distress
What is the Texas County, MO home-insurance-distress score?
Texas, MO: 32/100 (LOW), #1,536 of 3,222, #41 in Missouri. FEMA hazard, Texas, MO: 63/100; NFIP stress, Texas, MO: 0/100; construction, Texas, MO: 41/100; Texas, MO rescores monthly.
Is Texas County insurance distress getting better or worse (MO)?
Texas, MO: 37 in March 2026; Texas, MO: 37 in October 2026 (unchanged); Texas, MO climate component 72.
Which Texas County ZIP codes carry the most insurance distress (MO)?
Texas, MO, June 2026: 65548 at 0, 65793 at 0, 65552 at 0, 65444 at 0; Texas, MO climate scores there: 66, 63, 60, 58.
Why does Texas, MO insurance distress create sellers?
A Texas, MO premium outruns the Texas, MO budget; a carrier leaves Texas, MO; Texas, MO carrying cost passes plan; Texas, MO owners sell while current; Texas, MO insurance distress leads Texas, MO foreclosure data.