Vernon County, MO: Home-Insurance Distress & Forced-Sale Pressure
Vernon County, MO: 61/100 (elevated) home-insurance distress; Vernon, MO band MEDIUM; Vernon, MO #869 of 3,222 counties; Vernon, MO #16 of 115 in Missouri.
FEMA hazard, Vernon, MO: 63/100; Vernon, MO declarations, three years: 6; Vernon, MO perils: 6 severe-storm; Vernon, MO five-year count 9 (severity 15.0); Vernon, MO ten-year 9; hazard-weighted, Vernon, MO: 6.0.
Declared incidents on the Vernon, MO record: 2026 Severe Storm 2; 2025 Severe Storm 4 (Vernon, MO); 2023 Severe Storm 2 (Vernon, MO).
NFIP claims, Vernon, MO, three years: 1; Vernon, MO payouts $13,935; per Vernon, MO claim $13,935; Vernon, MO claim-stress 58/100.
Vernon, MO monthly score fell, 73 (March 2026) to 66 (October 2026); Vernon, MO by month: March 73, April 73, May 69, June 69 (Vernon, MO), July 77, August 73, September 72, October 66.
Vernon, MO components: climate 72, NFIP claims 58; Vernon, MO retreat index 66.
Construction distress, Vernon, MO: 42/100 as of August 2026 (Vernon, MO: 95/100 one-to-four unit, 0/100 multifamily).
Vernon, MO ZIPs, June 2026 (Vernon, MO, 14 highest): score 0 (Vernon, MO), climate 47 (Vernon, MO): 64728, 64741, 64765, 64767, Vernon, MO 64771, 64772, 64778, 64790; score 0 (Vernon, MO), climate 46 (Vernon, MO): 64784; score 0 (Vernon, MO), climate 45 (Vernon, MO): 64750; score 0 (Vernon, MO), climate 40 (Vernon, MO): 64783; score 0 (Vernon, MO), climate 39 (Vernon, MO): 64752; score 0 (Vernon, MO), climate 35 (Vernon, MO): 64779; score 0 (Vernon, MO), climate 27 (Vernon, MO): 64744.
DLRadar rescores Vernon, MO monthly; Vernon, MO readings join Vernon, MO foreclosure, lien and ownership parcels (Vernon, MO), so cost-squeezed Vernon, MO owners surface before listing.
Inside Missouri, Vernon County ranks 16th of 115 counties for home-insurance distress at 61/100; Dunklin County (61/100) sits just above Vernon County, and Jefferson County (60/100) sits just below Vernon County.
Deterministic. Every Vernon County, MO signal traces to a public Vernon dataset (FEMA, NFIP, Census for Vernon, MO) · how insurance distress works in Vernon, MO · methodology
FAQ: Vernon County, MO insurance distress
What is the Vernon County, MO home-insurance-distress score?
Vernon, MO: 61/100 (MEDIUM), #869 of 3,222, #16 in Missouri. FEMA hazard, Vernon, MO: 63/100; NFIP stress, Vernon, MO: 58/100; construction, Vernon, MO: 42/100; Vernon, MO rescores monthly.
Is Vernon County insurance distress getting better or worse (MO)?
Vernon, MO: 73 in March 2026; Vernon, MO: 66 in October 2026 (better); Vernon, MO climate component 72; Vernon, MO NFIP claims score 58.
How many flood-insurance claims has Vernon County, MO had?
Vernon, MO: 1 NFIP claims, three years; Vernon, MO paid $13,935; per Vernon, MO claim $13,935; carriers reprice Vernon, MO against that record.
Which Vernon County ZIP codes carry the most insurance distress (MO)?
Vernon, MO, June 2026: 64728 at 0, 64741 at 0, 64765 at 0, 64767 at 0; Vernon, MO climate scores there: 47, 47, 47, 47.
Why does Vernon, MO insurance distress create sellers?
A Vernon, MO premium outruns the Vernon, MO budget; a carrier leaves Vernon, MO; Vernon, MO carrying cost passes plan; Vernon, MO owners sell while current; Vernon, MO insurance distress leads Vernon, MO foreclosure data.