Grant County, ND: Home-Insurance Distress & Forced-Sale Pressure
Grant County, ND: 21/100 (low) home-insurance distress; Grant, ND band LOW; Grant, ND #2,229 of 3,222 counties; Grant, ND #19 of 53 in North Dakota; raw Grant, ND 27.4; Grant, ND coverage multiplier 0.85.
FEMA hazard, Grant, ND: 40/100; Grant, ND declarations, three years: 6; Grant, ND perils: 3 severe-storm; Grant, ND five-year count 6 (severity 10.5); Grant, ND ten-year 6; hazard-weighted, Grant, ND: 3.0.
Declared incidents on the Grant, ND record: 2025 Severe Storm 2; 2024 Winter Storm 2 (Grant, ND).
NFIP claims, Grant, ND, three years: none; Grant, ND claim-stress 0/100.
Grant, ND monthly score fell, 26 (March 2026) to 20 (October 2026); Grant, ND by month: March 26, April 26, May 24, June 24 (Grant, ND), July 23, August 21, September 21, October 20.
Grant, ND components: climate 40; Grant, ND retreat index 20; Grant, ND climate multiplier 0.85.
Construction distress, Grant, ND: 15/100 as of August 2026 (Grant, ND: 14/100 one-to-four unit, 17/100 multifamily).
Grant, ND ZIPs, June 2026 (Grant, ND, 13 highest): score 0 (Grant, ND), climate 45 (Grant, ND): 58520; score 0 (Grant, ND), climate 42 (Grant, ND): 58535, 58631; score 0 (Grant, ND), climate 41 (Grant, ND): 58563; score 0 (Grant, ND), climate 40 (Grant, ND): 58638; score 0 (Grant, ND), climate 35 (Grant, ND): 57641; score 0 (Grant, ND), climate 30 (Grant, ND): 57645; score 0 (Grant, ND), climate 13 (Grant, ND): 58529, 58533, 58564, 58569; score 0 (Grant, ND), climate 11 (Grant, ND): 58562; score 0 (Grant, ND), climate 8 (Grant, ND): 57638.
DLRadar rescores Grant, ND monthly; Grant, ND readings join Grant, ND foreclosure, lien and ownership parcels (Grant, ND), so cost-squeezed Grant, ND owners surface before listing.
Inside North Dakota, Grant County ranks 19th of 53 counties for home-insurance distress at 21/100; Grand Forks County (21/100) sits just above Grant County, and Mercer County (21/100) sits just below Grant County.
Deterministic. Every Grant County, ND signal traces to a public Grant dataset (FEMA, NFIP, Census for Grant, ND) · how insurance distress works in Grant, ND · methodology
FAQ: Grant County, ND insurance distress
What is the Grant County, ND home-insurance-distress score?
Grant, ND: 21/100 (LOW), #2,229 of 3,222, #19 in North Dakota. FEMA hazard, Grant, ND: 40/100; NFIP stress, Grant, ND: 0/100; construction, Grant, ND: 15/100; Grant, ND rescores monthly.
Is Grant County insurance distress getting better or worse (ND)?
Grant, ND: 26 in March 2026; Grant, ND: 20 in October 2026 (better); Grant, ND climate component 40.
Which Grant County ZIP codes carry the most insurance distress (ND)?
Grant, ND, June 2026: 58520 at 0, 58535 at 0, 58631 at 0, 58563 at 0; Grant, ND climate scores there: 45, 42, 42, 41.
Why does Grant, ND insurance distress create sellers?
A Grant, ND premium outruns the Grant, ND budget; a carrier leaves Grant, ND; Grant, ND carrying cost passes plan; Grant, ND owners sell while current; Grant, ND insurance distress leads Grant, ND foreclosure data.