Dakota County, NE: Home-Insurance Distress & Forced-Sale Pressure
Dakota County, NE: 50/100 (elevated) home-insurance distress; Dakota, NE band MEDIUM; Dakota, NE #1,097 of 3,222 counties; Dakota, NE #10 of 93 in Nebraska.
FEMA hazard, Dakota, NE: 40/100; Dakota, NE declarations, three years: 4; Dakota, NE perils: 2 severe-storm; Dakota, NE five-year count 6 (severity 10.5); Dakota, NE ten-year 6; hazard-weighted, Dakota, NE: 2.0.
Declared incidents on the Dakota, NE record: 2025 Winter Storm 3; 2024 Severe Storm 3 (Dakota, NE).
NFIP claims, Dakota, NE, three years: 2; Dakota, NE payouts $27,095; per Dakota, NE claim $13,547; Dakota, NE claim-stress 63/100.
Dakota, NE monthly score fell, 57 (March 2026) to 53 (October 2026); Dakota, NE by month: March 57, April 57, May 54, June 54 (Dakota, NE), July 53, August 51, September 51, October 53.
Dakota, NE components: climate 46, NFIP claims 63; Dakota, NE retreat index 53.
Construction distress, Dakota, NE: 68/100 as of August 2026 (Dakota, NE: 68/100 one-to-four unit, 0/100 multifamily).
Dakota, NE ZIPs, June 2026 (Dakota, NE, 8 highest): score 0 (Dakota, NE), climate 38 (Dakota, NE): 68030, 68731, 68741, 68743, Dakota, NE 68776; score 0 (Dakota, NE), climate 25 (Dakota, NE): 68785; score 0 (Dakota, NE), climate 24 (Dakota, NE): 68733; score 0 (Dakota, NE), climate 15 (Dakota, NE): 68770.
DLRadar rescores Dakota, NE monthly; Dakota, NE readings join Dakota, NE foreclosure, lien and ownership parcels (Dakota, NE), so cost-squeezed Dakota, NE owners surface before listing.
Inside Nebraska, Dakota County ranks 10th of 93 counties for home-insurance distress at 50/100; Lancaster County (54/100) sits just above Dakota County, and Platte County (48/100) sits just below Dakota County.
Deterministic. Every Dakota County, NE signal traces to a public Dakota dataset (FEMA, NFIP, Census for Dakota, NE) · how insurance distress works in Dakota, NE · methodology
FAQ: Dakota County, NE insurance distress
What is the Dakota County, NE home-insurance-distress score?
Dakota, NE: 50/100 (MEDIUM), #1,097 of 3,222, #10 in Nebraska. FEMA hazard, Dakota, NE: 40/100; NFIP stress, Dakota, NE: 63/100; construction, Dakota, NE: 68/100; Dakota, NE rescores monthly.
Is Dakota County insurance distress getting better or worse (NE)?
Dakota, NE: 57 in March 2026; Dakota, NE: 53 in October 2026 (better); Dakota, NE climate component 46; Dakota, NE NFIP claims score 63.
How many flood-insurance claims has Dakota County, NE had?
Dakota, NE: 2 NFIP claims, three years; Dakota, NE paid $27,095; per Dakota, NE claim $13,547; carriers reprice Dakota, NE against that record.
Which Dakota County ZIP codes carry the most insurance distress (NE)?
Dakota, NE, June 2026: 68030 at 0, 68731 at 0, 68741 at 0, 68743 at 0; Dakota, NE climate scores there: 38, 38, 38, 38.
Why does Dakota, NE insurance distress create sellers?
A Dakota, NE premium outruns the Dakota, NE budget; a carrier leaves Dakota, NE; Dakota, NE carrying cost passes plan; Dakota, NE owners sell while current; Dakota, NE insurance distress leads Dakota, NE foreclosure data.