Jefferson County, NE: Home-Insurance Distress & Forced-Sale Pressure
Jefferson County, NE: 21/100 (low) home-insurance distress; Jefferson, NE band LOW; Jefferson, NE #2,210 of 3,222 counties; Jefferson, NE #40 of 93 in Nebraska; raw Jefferson, NE 27.4; Jefferson, NE coverage multiplier 0.85.
FEMA hazard, Jefferson, NE: 40/100; Jefferson, NE declarations, three years: 6; Jefferson, NE perils: 3 severe-storm; Jefferson, NE five-year count 3 (severity 6.0); Jefferson, NE ten-year 3; hazard-weighted, Jefferson, NE: 3.0.
Declared incidents on the Jefferson, NE record: 2026 Severe Storm 3; 2025 Winter Storm 3 (Jefferson, NE).
NFIP claims, Jefferson, NE, three years: none; Jefferson, NE claim-stress 0/100.
Jefferson, NE monthly score rose, 0 (March 2026) to 23 (October 2026); Jefferson, NE by month: March 0, April 0, May 0, June 0 (Jefferson, NE), July 0, August 21, September 21, October 23.
Jefferson, NE components: climate 46; Jefferson, NE retreat index 23; Jefferson, NE climate multiplier 0.85.
Construction distress, Jefferson, NE: 90/100 as of August 2026 (Jefferson, NE: 96/100 one-to-four unit, 0/100 multifamily).
Jefferson, NE ZIPs, June 2026 (Jefferson, NE, 13 highest): score 0 (Jefferson, NE), climate 45 (Jefferson, NE): 68310; score 0 (Jefferson, NE), climate 44 (Jefferson, NE): 68341; score 0 (Jefferson, NE), climate 43 (Jefferson, NE): 68464; score 0 (Jefferson, NE), climate 39 (Jefferson, NE): 68303, 68453; score 0 (Jefferson, NE), climate 34 (Jefferson, NE): 68429; score 0 (Jefferson, NE), climate 31 (Jefferson, NE): 68342; score 0 (Jefferson, NE), climate 26 (Jefferson, NE): 68338, 68350, 68352, 68377, Jefferson, NE 68424, 68440.
DLRadar rescores Jefferson, NE monthly; Jefferson, NE readings join Jefferson, NE foreclosure, lien and ownership parcels (Jefferson, NE), so cost-squeezed Jefferson, NE owners surface before listing.
Inside Nebraska, Jefferson County ranks 41st of 93 counties for home-insurance distress at 21/100; Holt County (21/100) sits just above Jefferson County, and Kimball County (21/100) sits just below Jefferson County.
Deterministic. Every Jefferson County, NE signal traces to a public Jefferson dataset (FEMA, NFIP, Census for Jefferson, NE) · how insurance distress works in Jefferson, NE · methodology
FAQ: Jefferson County, NE insurance distress
What is the Jefferson County, NE home-insurance-distress score?
Jefferson, NE: 21/100 (LOW), #2,210 of 3,222, #40 in Nebraska. FEMA hazard, Jefferson, NE: 40/100; NFIP stress, Jefferson, NE: 0/100; construction, Jefferson, NE: 90/100; Jefferson, NE rescores monthly.
Is Jefferson County insurance distress getting better or worse (NE)?
Jefferson, NE: 0 in March 2026; Jefferson, NE: 23 in October 2026 (worse); Jefferson, NE climate component 46.
Which Jefferson County ZIP codes carry the most insurance distress (NE)?
Jefferson, NE, June 2026: 68310 at 0, 68341 at 0, 68464 at 0, 68303 at 0; Jefferson, NE climate scores there: 45, 44, 43, 39.
Why does Jefferson, NE insurance distress create sellers?
A Jefferson, NE premium outruns the Jefferson, NE budget; a carrier leaves Jefferson, NE; Jefferson, NE carrying cost passes plan; Jefferson, NE owners sell while current; Jefferson, NE insurance distress leads Jefferson, NE foreclosure data.