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Mckinley County, NM: Home-Insurance Distress & Forced-Sale Pressure

Mckinley County, NM: 20/100 (low) home-insurance distress; Mckinley, NM band LOW; Mckinley, NM #2,305 of 3,222 counties; Mckinley, NM #15 of 33 in New Mexico; raw Mckinley, NM 23.9; Mckinley, NM coverage multiplier 0.85.

FEMA hazard, Mckinley, NM: 0/100; Mckinley, NM declarations, three years: none.

NFIP claims, Mckinley, NM, three years: 3; Mckinley, NM payouts $11,402; per Mckinley, NM claim $3,801; Mckinley, NM claim-stress 60/100.

Mckinley, NM monthly score rose, 6 (March 2026) to 20 (October 2026); Mckinley, NM by month: March 6, April 6, May 5, June 5 (Mckinley, NM), July 5, August 5, September 5, October 20.

Mckinley, NM components: NFIP claims 60; Mckinley, NM retreat index 20; Mckinley, NM climate multiplier 0.85.

Construction distress, Mckinley, NM: 95/100 as of August 2026 (Mckinley, NM: 95/100 one-to-four unit, 8/100 multifamily).

Mckinley, NM ZIPs, June 2026 (Mckinley, NM, 16 highest): score 0 (Mckinley, NM), climate 76 (Mckinley, NM): 87325; score 0 (Mckinley, NM), climate 75 (Mckinley, NM): 87328; score 0 (Mckinley, NM), climate 73 (Mckinley, NM): 87013; score 0 (Mckinley, NM), climate 72 (Mckinley, NM): 87313; score 0 (Mckinley, NM), climate 70 (Mckinley, NM): 86504, 86515, 87045, 87301, Mckinley, NM 87305, 87310, 87311, 87312, Mckinley, NM 87316, 87317, 87319, 87320.

DLRadar rescores Mckinley, NM monthly; Mckinley, NM readings join Mckinley, NM foreclosure, lien and ownership parcels (Mckinley, NM), so cost-squeezed Mckinley, NM owners surface before listing.

Inside New Mexico, Mckinley County ranks 15th of 33 counties for home-insurance distress at 20/100; Sandoval County (22/100) sits just above Mckinley County, and Lea County (19/100) sits just below Mckinley County.

Insurance distress
20/100
Mckinley, NM: LOW
National rank
#2305
Mckinley, NM: of 3,222 counties
FEMA hazard
0/100
Mckinley County hazard
NFIP claim stress
60/100
Mckinley, NM 3-year
Flood claims (3y)
3
Mckinley, NM
Claims paid (3y)
$11,402
Mckinley, NM payouts
Per claim
$3,801
Mckinley, NM
Construction distress
95/100
Mckinley, NM

Deterministic. Every Mckinley County, NM signal traces to a public Mckinley dataset (FEMA, NFIP, Census for Mckinley, NM) · how insurance distress works in Mckinley, NM · methodology

FAQ: Mckinley County, NM insurance distress

What is the Mckinley County, NM home-insurance-distress score?

Mckinley, NM: 20/100 (LOW), #2,305 of 3,222, #15 in New Mexico. FEMA hazard, Mckinley, NM: 0/100; NFIP stress, Mckinley, NM: 60/100; construction, Mckinley, NM: 95/100; Mckinley, NM rescores monthly.

Is Mckinley County insurance distress getting better or worse (NM)?

Mckinley, NM: 6 in March 2026; Mckinley, NM: 20 in October 2026 (worse); Mckinley, NM NFIP claims score 60.

How many flood-insurance claims has Mckinley County, NM had?

Mckinley, NM: 3 NFIP claims, three years; Mckinley, NM paid $11,402; per Mckinley, NM claim $3,801; carriers reprice Mckinley, NM against that record.

Which Mckinley County ZIP codes carry the most insurance distress (NM)?

Mckinley, NM, June 2026: 87325 at 0, 87328 at 0, 87013 at 0, 87313 at 0; Mckinley, NM climate scores there: 76, 75, 73, 72.

Why does Mckinley, NM insurance distress create sellers?

A Mckinley, NM premium outruns the Mckinley, NM budget; a carrier leaves Mckinley, NM; Mckinley, NM carrying cost passes plan; Mckinley, NM owners sell while current; Mckinley, NM insurance distress leads Mckinley, NM foreclosure data.

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