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Nye County, NV: Home-Insurance Distress & Forced-Sale Pressure

Nye County, NV: 27/100 (moderate) home-insurance distress; Nye, NV band LOW; Nye, NV #1,765 of 3,222 counties; Nye, NV #3 of 17 in Nevada; raw Nye, NV 31.2; Nye, NV coverage multiplier 0.85.

FEMA hazard, Nye, NV: 0/100; Nye, NV declarations, three years: none.

NFIP claims, Nye, NV, three years: 10; Nye, NV payouts $188,973; per Nye, NV claim $18,897; Nye, NV claim-stress 78/100.

Nye, NV monthly score: 27 in every month from March 2026 (Nye, NV) through October 2026.

Nye, NV components: NFIP claims 78; Nye, NV retreat index 27; Nye, NV climate multiplier 0.85.

Construction distress, Nye, NV: 18/100 as of August 2026 (Nye, NV: 18/100 one-to-four unit, 0/100 multifamily).

Nye, NV ZIPs, June 2026 (Nye, NV, 11 highest): score 0 (Nye, NV), climate 73 (Nye, NV): 89003, 89020, 89022, 89045, Nye, NV 89048, 89060, 89061, 89314; score 0 (Nye, NV), climate 72 (Nye, NV): 89049; score 0 (Nye, NV), climate 52 (Nye, NV): 89409; score 0 (Nye, NV), climate 16 (Nye, NV): 89310.

DLRadar rescores Nye, NV monthly; Nye, NV readings join Nye, NV foreclosure, lien and ownership parcels (Nye, NV), so cost-squeezed Nye, NV owners surface before listing.

Inside Nevada, Nye County ranks 3rd of 17 counties for home-insurance distress at 27/100; Douglas County (76/100) sits just above Nye County, and Lincoln County (20/100) sits just below Nye County.

Insurance distress
27/100
Nye, NV: LOW
National rank
#1765
Nye, NV: of 3,222 counties
FEMA hazard
0/100
Nye County hazard
NFIP claim stress
78/100
Nye, NV 3-year
Flood claims (3y)
10
Nye, NV
Claims paid (3y)
$188,973
Nye, NV payouts
Per claim
$18,897
Nye, NV
Construction distress
18/100
Nye, NV

Deterministic. Every Nye County, NV signal traces to a public Nye dataset (FEMA, NFIP, Census for Nye, NV) · how insurance distress works in Nye, NV · methodology

FAQ: Nye County, NV insurance distress

What is the Nye County, NV home-insurance-distress score?

Nye, NV: 27/100 (LOW), #1,765 of 3,222, #3 in Nevada. FEMA hazard, Nye, NV: 0/100; NFIP stress, Nye, NV: 78/100; construction, Nye, NV: 18/100; Nye, NV rescores monthly.

Is Nye County insurance distress getting better or worse (NV)?

Nye, NV: 27 in March 2026; Nye, NV: 27 in October 2026 (unchanged); Nye, NV NFIP claims score 78.

How many flood-insurance claims has Nye County, NV had?

Nye, NV: 10 NFIP claims, three years; Nye, NV paid $188,973; per Nye, NV claim $18,897; carriers reprice Nye, NV against that record.

Which Nye County ZIP codes carry the most insurance distress (NV)?

Nye, NV, June 2026: 89003 at 0, 89020 at 0, 89022 at 0, 89045 at 0; Nye, NV climate scores there: 73, 73, 73, 73.

Why does Nye, NV insurance distress create sellers?

A Nye, NV premium outruns the Nye, NV budget; a carrier leaves Nye, NV; Nye, NV carrying cost passes plan; Nye, NV owners sell while current; Nye, NV insurance distress leads Nye, NV foreclosure data.

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