Jefferson County, OK: Home-Insurance Distress & Forced-Sale Pressure
Jefferson County, OK: 21/100 (low) home-insurance distress; Jefferson, OK band LOW; Jefferson, OK #2,242 of 3,222 counties; Jefferson, OK #46 of 77 in Oklahoma; raw Jefferson, OK 27.4; Jefferson, OK coverage multiplier 0.85.
FEMA hazard, Jefferson, OK: 40/100; Jefferson, OK declarations, three years: 3; Jefferson, OK perils: 3 severe-storm; Jefferson, OK five-year count 6 (severity 9.0); Jefferson, OK ten-year 6; hazard-weighted, Jefferson, OK: 3.0.
Declared incidents on the Jefferson, OK record: 2025 Severe Storm 2; 2023 Severe Storm 1 (Jefferson, OK).
NFIP claims, Jefferson, OK, three years: none; Jefferson, OK claim-stress 0/100.
Jefferson, OK monthly score fell, 26 (March 2026) to 20 (October 2026); Jefferson, OK by month: March 26, April 26, May 24, June 24 (Jefferson, OK), July 23, August 21, September 21, October 20.
Jefferson, OK components: climate 40; Jefferson, OK retreat index 20; Jefferson, OK climate multiplier 0.85.
Construction distress, Jefferson, OK: 27/100 as of August 2026 (Jefferson, OK: 27/100 one-to-four unit, 0/100 multifamily).
Jefferson, OK ZIPs, June 2026 (Jefferson, OK, 8 highest): score 0 (Jefferson, OK), climate 57 (Jefferson, OK): 73442; score 0 (Jefferson, OK), climate 53 (Jefferson, OK): 73529; score 0 (Jefferson, OK), climate 23 (Jefferson, OK): 73456; score 0 (Jefferson, OK), climate 17 (Jefferson, OK): 73520, 73565, 73569, 73573; score 0 (Jefferson, OK), climate 16 (Jefferson, OK): 73548.
DLRadar rescores Jefferson, OK monthly; Jefferson, OK readings join Jefferson, OK foreclosure, lien and ownership parcels (Jefferson, OK), so cost-squeezed Jefferson, OK owners surface before listing.
Inside Oklahoma, Jefferson County ranks 48th of 77 counties for home-insurance distress at 21/100; Jackson County (21/100) sits just above Jefferson County, and Nowata County (21/100) sits just below Jefferson County.
Deterministic. Every Jefferson County, OK signal traces to a public Jefferson dataset (FEMA, NFIP, Census for Jefferson, OK) · how insurance distress works in Jefferson, OK · methodology
FAQ: Jefferson County, OK insurance distress
What is the Jefferson County, OK home-insurance-distress score?
Jefferson, OK: 21/100 (LOW), #2,242 of 3,222, #46 in Oklahoma. FEMA hazard, Jefferson, OK: 40/100; NFIP stress, Jefferson, OK: 0/100; construction, Jefferson, OK: 27/100; Jefferson, OK rescores monthly.
Is Jefferson County insurance distress getting better or worse (OK)?
Jefferson, OK: 26 in March 2026; Jefferson, OK: 20 in October 2026 (better); Jefferson, OK climate component 40.
Which Jefferson County ZIP codes carry the most insurance distress (OK)?
Jefferson, OK, June 2026: 73442 at 0, 73529 at 0, 73456 at 0, 73520 at 0; Jefferson, OK climate scores there: 57, 53, 23, 17.
Why does Jefferson, OK insurance distress create sellers?
A Jefferson, OK premium outruns the Jefferson, OK budget; a carrier leaves Jefferson, OK; Jefferson, OK carrying cost passes plan; Jefferson, OK owners sell while current; Jefferson, OK insurance distress leads Jefferson, OK foreclosure data.