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Crook County, OR: Home-Insurance Distress & Forced-Sale Pressure

Crook County, OR: 55/100 (elevated) home-insurance distress; Crook, OR band MEDIUM; Crook, OR #1,009 of 3,222 counties; Crook, OR #15 of 36 in Oregon.

FEMA hazard, Crook, OR: 78/100; Crook, OR declarations, three years: 6; Crook, OR perils: 6 fire; Crook, OR five-year count 4 (severity 7.0); Crook, OR ten-year 4; hazard-weighted, Crook, OR: 12.0.

Declared incidents on the Crook, OR record: 2026 Fire 2; 2025 Fire 2 (Crook, OR); 2024 Fire 2 (Crook, OR).

NFIP claims, Crook, OR, three years: 2; Crook, OR payouts $0; per Crook, OR claim $0; Crook, OR claim-stress 19/100.

Crook, OR monthly score rose, 51 (March 2026) to 54 (October 2026); Crook, OR by month: March 51, April 51, May 53, June 53 (Crook, OR), July 51, August 59, September 55, October 54.

Crook, OR components: climate 77, NFIP claims 19; Crook, OR retreat index 54.

Construction distress, Crook, OR: 65/100 as of August 2026 (Crook, OR: 64/100 one-to-four unit, 67/100 multifamily).

Crook, OR ZIPs, June 2026 (Crook, OR, 7 highest): score 0 (Crook, OR), climate 82 (Crook, OR): 97701; score 0 (Crook, OR), climate 78 (Crook, OR): 97756; score 0 (Crook, OR), climate 58 (Crook, OR): 97760; score 0 (Crook, OR), climate 34 (Crook, OR): 97751, 97752, 97753, 97754.

DLRadar rescores Crook, OR monthly; Crook, OR readings join Crook, OR foreclosure, lien and ownership parcels (Crook, OR), so cost-squeezed Crook, OR owners surface before listing.

Inside Oregon, Crook County ranks 15th of 36 counties for home-insurance distress at 55/100; Linn County (55/100) sits just above Crook County, and Multnomah County (53/100) sits just below Crook County.

Insurance distress
55/100
Crook, OR: MEDIUM
National rank
#1009
Crook, OR: of 3,222 counties
FEMA hazard
78/100
Crook County hazard
NFIP claim stress
19/100
Crook, OR 3-year
Flood claims (3y)
2
Crook, OR
Claims paid (3y)
$0
Crook, OR payouts
Per claim
$0
Crook, OR
Construction distress
65/100
Crook, OR

Deterministic. Every Crook County, OR signal traces to a public Crook dataset (FEMA, NFIP, Census for Crook, OR) · how insurance distress works in Crook, OR · methodology

FAQ: Crook County, OR insurance distress

What is the Crook County, OR home-insurance-distress score?

Crook, OR: 55/100 (MEDIUM), #1,009 of 3,222, #15 in Oregon. FEMA hazard, Crook, OR: 78/100; NFIP stress, Crook, OR: 19/100; construction, Crook, OR: 65/100; Crook, OR rescores monthly.

Is Crook County insurance distress getting better or worse (OR)?

Crook, OR: 51 in March 2026; Crook, OR: 54 in October 2026 (worse); Crook, OR climate component 77; Crook, OR NFIP claims score 19.

How many flood-insurance claims has Crook County, OR had?

Crook, OR: 2 NFIP claims, three years; Crook, OR paid $0; per Crook, OR claim $0; carriers reprice Crook, OR against that record.

Which Crook County ZIP codes carry the most insurance distress (OR)?

Crook, OR, June 2026: 97701 at 0, 97756 at 0, 97760 at 0, 97751 at 0; Crook, OR climate scores there: 82, 78, 58, 34.

Why does Crook, OR insurance distress create sellers?

A Crook, OR premium outruns the Crook, OR budget; a carrier leaves Crook, OR; Crook, OR carrying cost passes plan; Crook, OR owners sell while current; Crook, OR insurance distress leads Crook, OR foreclosure data.

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