Marion County, OR: Home-Insurance Distress & Forced-Sale Pressure

Home-insurance pressure in Marion County, Oregon is currently low — an insurance-distress score of 23/100, in the lower-risk band nationally at #1980 of the 3,222 U.S. counties DLRadar scores. The trigger here is the premium, not the payment: uninsurable or unaffordable coverage moves owners to list ahead of any default.

A low level of 23/100 in Marion County flags likely seller supply — coverage cost is crossing the threshold where owners weigh selling over renewing.

DLRadar does not treat 23/100 as a standalone number — the Marion County insurance read is cross-referenced against local foreclosure filings, tax-lien activity and ownership turnover, so you see whether insurance pressure is compounding other distress or acting alone.

The Marion County figures refresh on a monthly cadence as FEMA hazard revisions, new NFIP claim settlements and updated carrier filings land, so the 23/100 reading reflects the current renewal environment rather than a historical average.

Rebuild-cost inflation compounds it: construction-distress reads 13/100, so replacement and repair costs — the basis insurers use to set premiums — are running hot.

The gap between physical hazard (0/100) and realized flood losses (68/100) is what DLRadar watches to flag insurance-driven sellers in Marion County.

Driving it: a FEMA hazard score of 0/100; NFIP flood-claim stress of 68/100 over three years, all of which push carriers toward higher rates or non-renewal.

Three years of NFIP activity in Marion County comes to 8 claims worth $26,685, and that ledger is what carriers price against.

Every U.S. county gets this monthly insurance-distress read from FEMA, NFIP and carrier data, wired to parcel-level foreclosure, lien and ownership records. That surfaces the coverage-squeezed owners ahead of the market.