Morrow County, OR: Home-Insurance Distress & Forced-Sale Pressure
Morrow County, OR: 35/100 (moderate) home-insurance distress; Morrow, OR band LOW; Morrow, OR #1,483 of 3,222 counties; Morrow, OR #28 of 36 in Oregon; raw Morrow, OR 41.0; Morrow, OR coverage multiplier 0.85.
FEMA hazard, Morrow, OR: 68/100; Morrow, OR declarations, three years: 4; Morrow, OR perils: 4 fire; Morrow, OR five-year count 4 (severity 6.0); Morrow, OR ten-year 4; hazard-weighted, Morrow, OR: 8.0.
Declared incidents on the Morrow, OR record: 2024 Fire 4 (Morrow, OR).
NFIP claims, Morrow, OR, three years: none; Morrow, OR claim-stress 0/100.
Morrow, OR monthly score fell, 36 (March 2026) to 35 (October 2026); Morrow, OR by month: March 36, April 36, May 38, June 38 (Morrow, OR), July 36, August 36, September 36, October 35.
Morrow, OR components: climate 68; Morrow, OR retreat index 35; Morrow, OR climate multiplier 0.85.
Construction distress, Morrow, OR: 51/100 as of August 2026 (Morrow, OR: 46/100 one-to-four unit, 100/100 multifamily).
Morrow, OR ZIPs, June 2026 (Morrow, OR, 7 highest): score 0 (Morrow, OR), climate 74 (Morrow, OR): 97826; score 0 (Morrow, OR), climate 68 (Morrow, OR): 97838; score 0 (Morrow, OR), climate 29 (Morrow, OR): 97818, 97836, 97839, 97844; score 0 (Morrow, OR), climate 28 (Morrow, OR): 97843.
DLRadar rescores Morrow, OR monthly; Morrow, OR readings join Morrow, OR foreclosure, lien and ownership parcels (Morrow, OR), so cost-squeezed Morrow, OR owners surface before listing.
Inside Oregon, Morrow County ranks 28th of 36 counties for home-insurance distress at 35/100; Klamath County (35/100) sits just above Morrow County, and Union County (32/100) sits just below Morrow County.
Deterministic. Every Morrow County, OR signal traces to a public Morrow dataset (FEMA, NFIP, Census for Morrow, OR) · how insurance distress works in Morrow, OR · methodology
FAQ: Morrow County, OR insurance distress
What is the Morrow County, OR home-insurance-distress score?
Morrow, OR: 35/100 (LOW), #1,483 of 3,222, #28 in Oregon. FEMA hazard, Morrow, OR: 68/100; NFIP stress, Morrow, OR: 0/100; construction, Morrow, OR: 51/100; Morrow, OR rescores monthly.
Is Morrow County insurance distress getting better or worse (OR)?
Morrow, OR: 36 in March 2026; Morrow, OR: 35 in October 2026 (better); Morrow, OR climate component 68.
Which Morrow County ZIP codes carry the most insurance distress (OR)?
Morrow, OR, June 2026: 97826 at 0, 97838 at 0, 97818 at 0, 97836 at 0; Morrow, OR climate scores there: 74, 68, 29, 29.
Why does Morrow, OR insurance distress create sellers?
A Morrow, OR premium outruns the Morrow, OR budget; a carrier leaves Morrow, OR; Morrow, OR carrying cost passes plan; Morrow, OR owners sell while current; Morrow, OR insurance distress leads Morrow, OR foreclosure data.