Dorchester County, SC: Home-Insurance Distress & Forced-Sale Pressure
Dorchester County, SC: 91/100 (severe) home-insurance distress; Dorchester, SC band HIGH; Dorchester, SC #88 of 3,222 counties; Dorchester, SC #10 of 46 in South Carolina.
FEMA hazard, Dorchester, SC: 90/100; Dorchester, SC declarations, three years: 8; Dorchester, SC perils: 6 tropical-storm; Dorchester, SC five-year count 10 (severity 15.0); Dorchester, SC ten-year 10; hazard-weighted, Dorchester, SC: 18.0.
Declared incidents on the Dorchester, SC record: 2026 Winter Storm 2; 2024 Tropical Storm 6 (Dorchester, SC); 2023 Hurricane 1 (Dorchester, SC).
NFIP claims, Dorchester, SC, three years: 74; Dorchester, SC payouts $3,104,281; per Dorchester, SC claim $41,950; Dorchester, SC claim-stress 93/100.
Dorchester, SC monthly score held, 90 (March 2026) to 90 (October 2026); Dorchester, SC by month: March 90, April 90, May 93, June 93 (Dorchester, SC), July 91, August 93, September 92, October 90.
Dorchester, SC components: climate 88, NFIP claims 93; Dorchester, SC retreat index 90.
Construction distress, Dorchester, SC: 39/100 as of August 2026 (Dorchester, SC: 38/100 one-to-four unit, 32/100 multifamily).
Dorchester, SC ZIPs, June 2026 (Dorchester, SC, 15 highest): score 0 (Dorchester, SC), climate 98 (Dorchester, SC): 29414, 29418, 29426; score 0 (Dorchester, SC), climate 97 (Dorchester, SC): 29456, 29470; score 0 (Dorchester, SC), climate 96 (Dorchester, SC): 29420; score 0 (Dorchester, SC), climate 95 (Dorchester, SC): 29483, 29485; score 0 (Dorchester, SC), climate 94 (Dorchester, SC): 29437, 29448, 29471, 29472, Dorchester, SC 29477; score 0 (Dorchester, SC), climate 85 (Dorchester, SC): 29018; score 0 (Dorchester, SC), climate 71 (Dorchester, SC): 29432.
DLRadar rescores Dorchester, SC monthly; Dorchester, SC readings join Dorchester, SC foreclosure, lien and ownership parcels (Dorchester, SC), so cost-squeezed Dorchester, SC owners surface before listing.
Inside South Carolina, Dorchester County ranks 10th of 46 counties for home-insurance distress at 91/100; Horry County (92/100) sits just above Dorchester County, and Jasper County (91/100) sits just below Dorchester County.
Deterministic. Every Dorchester County, SC signal traces to a public Dorchester dataset (FEMA, NFIP, Census for Dorchester, SC) · how insurance distress works in Dorchester, SC · methodology
FAQ: Dorchester County, SC insurance distress
What is the Dorchester County, SC home-insurance-distress score?
Dorchester, SC: 91/100 (HIGH), #88 of 3,222, #10 in South Carolina. FEMA hazard, Dorchester, SC: 90/100; NFIP stress, Dorchester, SC: 93/100; construction, Dorchester, SC: 39/100; Dorchester, SC rescores monthly.
Is Dorchester County insurance distress getting better or worse (SC)?
Dorchester, SC: 90 in March 2026; Dorchester, SC: 90 in October 2026 (unchanged); Dorchester, SC climate component 88; Dorchester, SC NFIP claims score 93.
How many flood-insurance claims has Dorchester County, SC had?
Dorchester, SC: 74 NFIP claims, three years; Dorchester, SC paid $3,104,281; per Dorchester, SC claim $41,950; carriers reprice Dorchester, SC against that record.
Which Dorchester County ZIP codes carry the most insurance distress (SC)?
Dorchester, SC, June 2026: 29414 at 0, 29418 at 0, 29426 at 0, 29456 at 0; Dorchester, SC climate scores there: 98, 98, 98, 97.
Why does Dorchester, SC insurance distress create sellers?
A Dorchester, SC premium outruns the Dorchester, SC budget; a carrier leaves Dorchester, SC; Dorchester, SC carrying cost passes plan; Dorchester, SC owners sell while current; Dorchester, SC insurance distress leads Dorchester, SC foreclosure data.