Clark County, SD: Home-Insurance Distress & Forced-Sale Pressure
Clark County, SD: 0/100 (low) home-insurance distress; Clark, SD band ZERO; Clark, SD #3,028 of 3,222 counties; Clark, SD #39 of 66 in South Dakota; Clark, SD coverage multiplier 0.70.
FEMA hazard, Clark, SD: 0/100; Clark, SD declarations, three years: none; Clark, SD five-year count 2 (severity 2.0); Clark, SD ten-year 2.
Declared incidents on the Clark, SD record: 2023 Flood 1 (Clark, SD).
NFIP claims, Clark, SD, three years: none; Clark, SD claim-stress 0/100.
Clark, SD monthly score: 0 in every month from March 2026 (Clark, SD) through October 2026.
Clark, SD components: all zero this month; Clark, SD climate multiplier 0.70.
Construction distress, Clark, SD: 30/100 as of August 2026 (Clark, SD: 33/100 one-to-four unit, 8/100 multifamily).
Clark, SD ZIPs, June 2026 (Clark, SD, 13 highest): score 0 (Clark, SD), climate 58 (Clark, SD): 57243; score 0 (Clark, SD), climate 42 (Clark, SD): 57272; score 0 (Clark, SD), climate 31 (Clark, SD): 57434; score 0 (Clark, SD), climate 30 (Clark, SD): 57322; score 0 (Clark, SD), climate 29 (Clark, SD): 57353; score 0 (Clark, SD), climate 24 (Clark, SD): 57274; score 0 (Clark, SD), climate 14 (Clark, SD): 57221; score 0 (Clark, SD), climate 9 (Clark, SD): 57271; score 0 (Clark, SD), climate 8 (Clark, SD): 57258; score 0 (Clark, SD), climate 7 (Clark, SD): 57217, 57225, 57236, 57278.
DLRadar rescores Clark, SD monthly; Clark, SD readings join Clark, SD foreclosure, lien and ownership parcels (Clark, SD), so cost-squeezed Clark, SD owners surface before listing.
Inside South Dakota, Clark County ranks 39th of 66 counties for home-insurance distress at 0/100; Campbell County (0/100) sits just above Clark County, and Corson County (0/100) sits just below Clark County.
Deterministic. Every Clark County, SD signal traces to a public Clark dataset (FEMA, NFIP, Census for Clark, SD) · how insurance distress works in Clark, SD · methodology
FAQ: Clark County, SD insurance distress
What is the Clark County, SD home-insurance-distress score?
Clark, SD: 0/100 (ZERO), #3,028 of 3,222, #39 in South Dakota. FEMA hazard, Clark, SD: 0/100; NFIP stress, Clark, SD: 0/100; construction, Clark, SD: 30/100; Clark, SD rescores monthly.
Is Clark County insurance distress getting better or worse (SD)?
Clark, SD: 0 in March 2026; Clark, SD: 0 in October 2026 (unchanged).
Which Clark County ZIP codes carry the most insurance distress (SD)?
Clark, SD, June 2026: 57243 at 0, 57272 at 0, 57434 at 0, 57322 at 0; Clark, SD climate scores there: 58, 42, 31, 30.
Why does Clark, SD insurance distress create sellers?
A Clark, SD premium outruns the Clark, SD budget; a carrier leaves Clark, SD; Clark, SD carrying cost passes plan; Clark, SD owners sell while current; Clark, SD insurance distress leads Clark, SD foreclosure data.