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Miner County, SD: Home-Insurance Distress & Forced-Sale Pressure

Miner County, SD: 27/100 (moderate) home-insurance distress; Miner, SD band LOW; Miner, SD #1,789 of 3,222 counties; Miner, SD #23 of 66 in South Dakota; raw Miner, SD 35.3; Miner, SD coverage multiplier 0.85.

FEMA hazard, Miner, SD: 52/100; Miner, SD declarations, three years: 3; Miner, SD perils: 2 flood; Miner, SD five-year count 2 (severity 3.0); Miner, SD ten-year 2; hazard-weighted, Miner, SD: 6.0.

Declared incidents on the Miner, SD record: 2024 Flood 2 (Miner, SD).

NFIP claims, Miner, SD, three years: none; Miner, SD claim-stress 0/100.

Miner, SD monthly score fell, 30 (March 2026) to 26 (October 2026); Miner, SD by month: March 30, April 30, May 30, June 30 (Miner, SD), July 27, August 26, September 27, October 26.

Miner, SD components: climate 52; Miner, SD retreat index 26; Miner, SD climate multiplier 0.85.

Construction distress, Miner, SD: 69/100 as of August 2026 (Miner, SD: 78/100 one-to-four unit, 0/100 multifamily).

Miner, SD ZIPs, June 2026 (Miner, SD, 9 highest): score 0 (Miner, SD), climate 52 (Miner, SD): 57058; score 0 (Miner, SD), climate 37 (Miner, SD): 57054; score 0 (Miner, SD), climate 23 (Miner, SD): 57076; score 0 (Miner, SD), climate 16 (Miner, SD): 57321; score 0 (Miner, SD), climate 14 (Miner, SD): 57051; score 0 (Miner, SD), climate 12 (Miner, SD): 57340; score 0 (Miner, SD), climate 9 (Miner, SD): 57323; score 0 (Miner, SD), climate 8 (Miner, SD): 57349; score 0 (Miner, SD), climate 7 (Miner, SD): 57337.

DLRadar rescores Miner, SD monthly; Miner, SD readings join Miner, SD foreclosure, lien and ownership parcels (Miner, SD), so cost-squeezed Miner, SD owners surface before listing.

Inside South Dakota, Miner County ranks 23rd of 66 counties for home-insurance distress at 27/100; Lake County (27/100) sits just above Miner County, and Moody County (27/100) sits just below Miner County.

Insurance distress
27/100
Miner, SD: LOW
National rank
#1789
Miner, SD: of 3,222 counties
FEMA hazard
52/100
Miner County hazard
NFIP claim stress
0/100
Miner, SD 3-year
Flood claims (3y)
0
Miner, SD
Claims paid (3y)
$0
Miner, SD payouts
Per claim
$0
Miner, SD
Construction distress
69/100
Miner, SD

Deterministic. Every Miner County, SD signal traces to a public Miner dataset (FEMA, NFIP, Census for Miner, SD) · how insurance distress works in Miner, SD · methodology

FAQ: Miner County, SD insurance distress

What is the Miner County, SD home-insurance-distress score?

Miner, SD: 27/100 (LOW), #1,789 of 3,222, #23 in South Dakota. FEMA hazard, Miner, SD: 52/100; NFIP stress, Miner, SD: 0/100; construction, Miner, SD: 69/100; Miner, SD rescores monthly.

Is Miner County insurance distress getting better or worse (SD)?

Miner, SD: 30 in March 2026; Miner, SD: 26 in October 2026 (better); Miner, SD climate component 52.

Which Miner County ZIP codes carry the most insurance distress (SD)?

Miner, SD, June 2026: 57058 at 0, 57054 at 0, 57076 at 0, 57321 at 0; Miner, SD climate scores there: 52, 37, 23, 16.

Why does Miner, SD insurance distress create sellers?

A Miner, SD premium outruns the Miner, SD budget; a carrier leaves Miner, SD; Miner, SD carrying cost passes plan; Miner, SD owners sell while current; Miner, SD insurance distress leads Miner, SD foreclosure data.

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