Campbell County, TN: Home-Insurance Distress & Forced-Sale Pressure
Campbell County, TN: 21/100 (low) home-insurance distress; Campbell, TN band LOW; Campbell, TN #2,255 of 3,222 counties; Campbell, TN #77 of 95 in Tennessee; raw Campbell, TN 24.3; Campbell, TN coverage multiplier 0.85.
FEMA hazard, Campbell, TN: 40/100; Campbell, TN declarations, three years: 6; Campbell, TN perils: 2 severe-storm; Campbell, TN five-year count 8 (severity 14.0); Campbell, TN ten-year 8; hazard-weighted, Campbell, TN: 2.0.
Declared incidents on the Campbell, TN record: 2026 Winter Storm 4; 2025 Severe Storm 2 (Campbell, TN); 2023 Severe Storm 2 (Campbell, TN).
NFIP claims, Campbell, TN, three years: none; Campbell, TN claim-stress 0/100.
Campbell, TN monthly score fell, 24 (March 2026) to 20 (October 2026); Campbell, TN by month: March 24, April 24, May 24, June 24 (Campbell, TN), July 23, August 26, September 21, October 20.
Campbell, TN components: climate 40; Campbell, TN retreat index 20; Campbell, TN climate multiplier 0.85.
Construction distress, Campbell, TN: 50/100 as of August 2026 (Campbell, TN: 47/100 one-to-four unit, 93/100 multifamily).
Campbell, TN ZIPs, June 2026 (Campbell, TN, 11 highest): score 0 (Campbell, TN), climate 69 (Campbell, TN): 37769; score 0 (Campbell, TN), climate 53 (Campbell, TN): 37714, 37729, 37757, 37762, Campbell, TN 37766, 37819; score 0 (Campbell, TN), climate 47 (Campbell, TN): 37847; score 0 (Campbell, TN), climate 43 (Campbell, TN): 37715; score 0 (Campbell, TN), climate 38 (Campbell, TN): 37870; score 0 (Campbell, TN), climate 27 (Campbell, TN): 37756.
DLRadar rescores Campbell, TN monthly; Campbell, TN readings join Campbell, TN foreclosure, lien and ownership parcels (Campbell, TN), so cost-squeezed Campbell, TN owners surface before listing.
Inside Tennessee, Campbell County ranks 77th of 95 counties for home-insurance distress at 21/100; Blount County (21/100) sits just above Campbell County, and Chester County (21/100) sits just below Campbell County.
Deterministic. Every Campbell County, TN signal traces to a public Campbell dataset (FEMA, NFIP, Census for Campbell, TN) · how insurance distress works in Campbell, TN · methodology
FAQ: Campbell County, TN insurance distress
What is the Campbell County, TN home-insurance-distress score?
Campbell, TN: 21/100 (LOW), #2,255 of 3,222, #77 in Tennessee. FEMA hazard, Campbell, TN: 40/100; NFIP stress, Campbell, TN: 0/100; construction, Campbell, TN: 50/100; Campbell, TN rescores monthly.
Is Campbell County insurance distress getting better or worse (TN)?
Campbell, TN: 24 in March 2026; Campbell, TN: 20 in October 2026 (better); Campbell, TN climate component 40.
Which Campbell County ZIP codes carry the most insurance distress (TN)?
Campbell, TN, June 2026: 37769 at 0, 37714 at 0, 37729 at 0, 37757 at 0; Campbell, TN climate scores there: 69, 53, 53, 53.
Why does Campbell, TN insurance distress create sellers?
A Campbell, TN premium outruns the Campbell, TN budget; a carrier leaves Campbell, TN; Campbell, TN carrying cost passes plan; Campbell, TN owners sell while current; Campbell, TN insurance distress leads Campbell, TN foreclosure data.