Coffee County, TN: Home-Insurance Distress & Forced-Sale Pressure
Coffee County, TN: 53/100 (elevated) home-insurance distress; Coffee, TN band MEDIUM; Coffee, TN #1,033 of 3,222 counties; Coffee, TN #44 of 95 in Tennessee; raw Coffee, TN 56.3.
FEMA hazard, Coffee, TN: 40/100; Coffee, TN declarations, three years: 9; Coffee, TN perils: 3 severe-storm; Coffee, TN five-year count 10 (severity 16.0); Coffee, TN ten-year 10; hazard-weighted, Coffee, TN: 3.0.
Declared incidents on the Coffee, TN record: 2026 Winter Storm 4; 2025 Severe Storm 2 (Coffee, TN); 2023 Winter Storm 2; 2023 Severe Storm 2 (Coffee, TN).
NFIP claims, Coffee, TN, three years: 3; Coffee, TN payouts $80,890; per Coffee, TN claim $26,963; Coffee, TN claim-stress 72/100.
Coffee, TN monthly score fell, 58 (March 2026) to 53 (October 2026); Coffee, TN by month: March 58, April 58, May 58, June 58 (Coffee, TN), July 56, August 61, September 54, October 53.
Coffee, TN components: climate 40, NFIP claims 72; Coffee, TN retreat index 53.
Construction distress, Coffee, TN: 49/100 as of August 2026 (Coffee, TN: 52/100 one-to-four unit, 20/100 multifamily).
Coffee, TN ZIPs, June 2026 (Coffee, TN, 9 highest): score 0 (Coffee, TN), climate 65 (Coffee, TN): 37018, 37183, 37360; score 0 (Coffee, TN), climate 64 (Coffee, TN): 37342, 37355; score 0 (Coffee, TN), climate 59 (Coffee, TN): 37330; score 0 (Coffee, TN), climate 56 (Coffee, TN): 37357; score 0 (Coffee, TN), climate 52 (Coffee, TN): 37388; score 0 (Coffee, TN), climate 24 (Coffee, TN): 37026.
DLRadar rescores Coffee, TN monthly; Coffee, TN readings join Coffee, TN foreclosure, lien and ownership parcels (Coffee, TN), so cost-squeezed Coffee, TN owners surface before listing.
Inside Tennessee, Coffee County ranks 43rd of 95 counties for home-insurance distress at 53/100; Lincoln County (54/100) sits just above Coffee County, and Putnam County (53/100) sits just below Coffee County.
Deterministic. Every Coffee County, TN signal traces to a public Coffee dataset (FEMA, NFIP, Census for Coffee, TN) · how insurance distress works in Coffee, TN · methodology
FAQ: Coffee County, TN insurance distress
What is the Coffee County, TN home-insurance-distress score?
Coffee, TN: 53/100 (MEDIUM), #1,033 of 3,222, #44 in Tennessee. FEMA hazard, Coffee, TN: 40/100; NFIP stress, Coffee, TN: 72/100; construction, Coffee, TN: 49/100; Coffee, TN rescores monthly.
Is Coffee County insurance distress getting better or worse (TN)?
Coffee, TN: 58 in March 2026; Coffee, TN: 53 in October 2026 (better); Coffee, TN climate component 40; Coffee, TN NFIP claims score 72.
How many flood-insurance claims has Coffee County, TN had?
Coffee, TN: 3 NFIP claims, three years; Coffee, TN paid $80,890; per Coffee, TN claim $26,963; carriers reprice Coffee, TN against that record.
Which Coffee County ZIP codes carry the most insurance distress (TN)?
Coffee, TN, June 2026: 37018 at 0, 37183 at 0, 37360 at 0, 37342 at 0; Coffee, TN climate scores there: 65, 65, 65, 64.
Why does Coffee, TN insurance distress create sellers?
A Coffee, TN premium outruns the Coffee, TN budget; a carrier leaves Coffee, TN; Coffee, TN carrying cost passes plan; Coffee, TN owners sell while current; Coffee, TN insurance distress leads Coffee, TN foreclosure data.