Johnson County, TN: Home-Insurance Distress & Forced-Sale Pressure
Johnson County, TN: 88/100 (severe) home-insurance distress; Johnson, TN band HIGH; Johnson, TN #157 of 3,222 counties; Johnson, TN #4 of 95 in Tennessee; raw Johnson, TN 91.8.
FEMA hazard, Johnson, TN: 84/100; Johnson, TN declarations, three years: 15; Johnson, TN perils: 6 tropical-storm, 3 severe-storm; Johnson, TN five-year count 12 (severity 20.0); Johnson, TN ten-year 12; hazard-weighted, Johnson, TN: 21.0.
Declared incidents on the Johnson, TN record: 2026 Winter Storm 4; 2025 Severe Storm 2 (Johnson, TN); 2024 Tropical Storm 4; 2023 Severe Storm 2 (Johnson, TN).
NFIP claims, Johnson, TN, three years: 33; Johnson, TN payouts $1,850,482; per Johnson, TN claim $56,075; Johnson, TN claim-stress 93/100.
Johnson, TN monthly score rose, 86 (March 2026) to 87 (October 2026); Johnson, TN by month: March 86, April 86, May 90, June 90 (Johnson, TN), July 88, August 95, September 88, October 87.
Johnson, TN components: climate 83, NFIP claims 93; Johnson, TN retreat index 87.
Construction distress, Johnson, TN: 7/100 as of August 2026 (Johnson, TN: 7/100 one-to-four unit, 7/100 multifamily).
Johnson, TN ZIPs, June 2026 (Johnson, TN, 5 highest): score 0 (Johnson, TN), climate 36 (Johnson, TN): 37640; score 0 (Johnson, TN), climate 22 (Johnson, TN): 37680, 37683, 37688, 37691.
DLRadar rescores Johnson, TN monthly; Johnson, TN readings join Johnson, TN foreclosure, lien and ownership parcels (Johnson, TN), so cost-squeezed Johnson, TN owners surface before listing.
Inside Tennessee, Johnson County ranks 4th of 95 counties for home-insurance distress at 88/100; Washington County (88/100) sits just above Johnson County, and Unicoi County (87/100) sits just below Johnson County.
Deterministic. Every Johnson County, TN signal traces to a public Johnson dataset (FEMA, NFIP, Census for Johnson, TN) · how insurance distress works in Johnson, TN · methodology
FAQ: Johnson County, TN insurance distress
What is the Johnson County, TN home-insurance-distress score?
Johnson, TN: 88/100 (HIGH), #157 of 3,222, #4 in Tennessee. FEMA hazard, Johnson, TN: 84/100; NFIP stress, Johnson, TN: 93/100; construction, Johnson, TN: 7/100; Johnson, TN rescores monthly.
Is Johnson County insurance distress getting better or worse (TN)?
Johnson, TN: 86 in March 2026; Johnson, TN: 87 in October 2026 (worse); Johnson, TN climate component 83; Johnson, TN NFIP claims score 93.
How many flood-insurance claims has Johnson County, TN had?
Johnson, TN: 33 NFIP claims, three years; Johnson, TN paid $1,850,482; per Johnson, TN claim $56,075; carriers reprice Johnson, TN against that record.
Which Johnson County ZIP codes carry the most insurance distress (TN)?
Johnson, TN, June 2026: 37640 at 0, 37680 at 0, 37683 at 0, 37688 at 0; Johnson, TN climate scores there: 36, 22, 22, 22.
Why does Johnson, TN insurance distress create sellers?
A Johnson, TN premium outruns the Johnson, TN budget; a carrier leaves Johnson, TN; Johnson, TN carrying cost passes plan; Johnson, TN owners sell while current; Johnson, TN insurance distress leads Johnson, TN foreclosure data.