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Coke County, TX: Home-Insurance Distress & Forced-Sale Pressure

Coke County, TX: 35/100 (moderate) home-insurance distress; Coke, TX band LOW; Coke, TX #1,488 of 3,222 counties; Coke, TX #133 of 254 in Texas; raw Coke, TX 46.9; Coke, TX coverage multiplier 0.85.

FEMA hazard, Coke, TX: 68/100; Coke, TX declarations, three years: 6; Coke, TX perils: 4 flood; Coke, TX five-year count 4 (severity 7.0); Coke, TX ten-year 4; hazard-weighted, Coke, TX: 12.0.

Declared incidents on the Coke, TX record: 2025 Flood 2; 2024 Flood 2 (Coke, TX).

NFIP claims, Coke, TX, three years: none; Coke, TX claim-stress 0/100.

Coke, TX monthly score fell, 36 (March 2026) to 35 (October 2026); Coke, TX by month: March 36, April 36, May 38, June 38 (Coke, TX), July 36, August 36, September 36, October 35.

Coke, TX components: climate 68; Coke, TX retreat index 35; Coke, TX climate multiplier 0.85.

Construction distress, Coke, TX: 76/100 as of August 2026 (Coke, TX: 76/100 one-to-four unit, 0/100 multifamily).

Coke, TX ZIPs, June 2026 (Coke, TX, 4 highest): score 0 (Coke, TX), climate 23 (Coke, TX): 79506; score 0 (Coke, TX), climate 10 (Coke, TX): 76933; score 0 (Coke, TX), climate 6 (Coke, TX): 76945; score 0 (Coke, TX), climate 3 (Coke, TX): 76953.

DLRadar rescores Coke, TX monthly; Coke, TX readings join Coke, TX foreclosure, lien and ownership parcels (Coke, TX), so cost-squeezed Coke, TX owners surface before listing.

Inside Texas, Coke County ranks 133rd of 254 counties for home-insurance distress at 35/100; Blanco County (35/100) sits just above Coke County, and Concho County (35/100) sits just below Coke County.

Insurance distress
35/100
Coke, TX: LOW
National rank
#1488
Coke, TX: of 3,222 counties
FEMA hazard
68/100
Coke County hazard
NFIP claim stress
0/100
Coke, TX 3-year
Flood claims (3y)
0
Coke, TX
Claims paid (3y)
$0
Coke, TX payouts
Per claim
$0
Coke, TX
Construction distress
76/100
Coke, TX

Deterministic. Every Coke County, TX signal traces to a public Coke dataset (FEMA, NFIP, Census for Coke, TX) · how insurance distress works in Coke, TX · methodology

FAQ: Coke County, TX insurance distress

What is the Coke County, TX home-insurance-distress score?

Coke, TX: 35/100 (LOW), #1,488 of 3,222, #133 in Texas. FEMA hazard, Coke, TX: 68/100; NFIP stress, Coke, TX: 0/100; construction, Coke, TX: 76/100; Coke, TX rescores monthly.

Is Coke County insurance distress getting better or worse (TX)?

Coke, TX: 36 in March 2026; Coke, TX: 35 in October 2026 (better); Coke, TX climate component 68.

Which Coke County ZIP codes carry the most insurance distress (TX)?

Coke, TX, June 2026: 79506 at 0, 76933 at 0, 76945 at 0, 76953 at 0; Coke, TX climate scores there: 23, 10, 6, 3.

Why does Coke, TX insurance distress create sellers?

A Coke, TX premium outruns the Coke, TX budget; a carrier leaves Coke, TX; Coke, TX carrying cost passes plan; Coke, TX owners sell while current; Coke, TX insurance distress leads Coke, TX foreclosure data.

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