Falls County, TX: Home-Insurance Distress & Forced-Sale Pressure
Falls County, TX: 59/100 (elevated) home-insurance distress; Falls, TX band MEDIUM; Falls, TX #919 of 3,222 counties; Falls, TX #96 of 254 in Texas.
FEMA hazard, Falls, TX: 52/100; Falls, TX declarations, three years: 2; Falls, TX perils: 2 flood; Falls, TX five-year count 4 (severity 5.0); Falls, TX ten-year 4; hazard-weighted, Falls, TX: 4.0.
Declared incidents on the Falls, TX record: 2024 Flood 2; 2023 Winter Storm 2 (Falls, TX).
NFIP claims, Falls, TX, three years: 1; Falls, TX payouts $58,641; per Falls, TX claim $58,641; Falls, TX claim-stress 69/100.
Falls, TX monthly score fell, 64 (March 2026) to 59 (October 2026); Falls, TX by month: March 64, April 64, May 63, June 63 (Falls, TX), July 61, August 60, September 60, October 59.
Falls, TX components: climate 52, NFIP claims 69; Falls, TX retreat index 59.
Construction distress, Falls, TX: 43/100 as of August 2026 (Falls, TX: 43/100 one-to-four unit, 19/100 multifamily).
Falls, TX ZIPs, June 2026 (Falls, TX, 16 highest): score 0 (Falls, TX), climate 87 (Falls, TX): 76706; score 0 (Falls, TX), climate 85 (Falls, TX): 76630; score 0 (Falls, TX), climate 81 (Falls, TX): 76579; score 0 (Falls, TX), climate 79 (Falls, TX): 76655; score 0 (Falls, TX), climate 61 (Falls, TX): 76664; score 0 (Falls, TX), climate 58 (Falls, TX): 76519; score 0 (Falls, TX), climate 49 (Falls, TX): 76682; score 0 (Falls, TX), climate 48 (Falls, TX): 76687; score 0 (Falls, TX), climate 40 (Falls, TX): 76653; score 0 (Falls, TX), climate 35 (Falls, TX): 76524; score 0 (Falls, TX), climate 32 (Falls, TX): 76570; score 0 (Falls, TX), climate 25 (Falls, TX): 76629; score 0 (Falls, TX), climate 22 (Falls, TX): 76632, 76656, 76661, 76680.
DLRadar rescores Falls, TX monthly; Falls, TX readings join Falls, TX foreclosure, lien and ownership parcels (Falls, TX), so cost-squeezed Falls, TX owners surface before listing.
Inside Texas, Falls County ranks 96th of 254 counties for home-insurance distress at 59/100; Palo Pinto County (59/100) sits just above Falls County, and Randall County (58/100) sits just below Falls County.
Deterministic. Every Falls County, TX signal traces to a public Falls dataset (FEMA, NFIP, Census for Falls, TX) · how insurance distress works in Falls, TX · methodology
FAQ: Falls County, TX insurance distress
What is the Falls County, TX home-insurance-distress score?
Falls, TX: 59/100 (MEDIUM), #919 of 3,222, #96 in Texas. FEMA hazard, Falls, TX: 52/100; NFIP stress, Falls, TX: 69/100; construction, Falls, TX: 43/100; Falls, TX rescores monthly.
Is Falls County insurance distress getting better or worse (TX)?
Falls, TX: 64 in March 2026; Falls, TX: 59 in October 2026 (better); Falls, TX climate component 52; Falls, TX NFIP claims score 69.
How many flood-insurance claims has Falls County, TX had?
Falls, TX: 1 NFIP claims, three years; Falls, TX paid $58,641; per Falls, TX claim $58,641; carriers reprice Falls, TX against that record.
Which Falls County ZIP codes carry the most insurance distress (TX)?
Falls, TX, June 2026: 76706 at 0, 76630 at 0, 76579 at 0, 76655 at 0; Falls, TX climate scores there: 87, 85, 81, 79.
Why does Falls, TX insurance distress create sellers?
A Falls, TX premium outruns the Falls, TX budget; a carrier leaves Falls, TX; Falls, TX carrying cost passes plan; Falls, TX owners sell while current; Falls, TX insurance distress leads Falls, TX foreclosure data.