Lamar County, TX: Home-Insurance Distress & Forced-Sale Pressure
Lamar County, TX: 66/100 (elevated) home-insurance distress; Lamar, TX band MEDIUM; Lamar, TX #738 of 3,222 counties; Lamar, TX #76 of 254 in Texas; raw Lamar, TX 70.4.
FEMA hazard, Lamar, TX: 52/100; Lamar, TX declarations, three years: 3; Lamar, TX perils: 2 flood; Lamar, TX five-year count 2 (severity 3.0); Lamar, TX ten-year 2; hazard-weighted, Lamar, TX: 6.0.
Declared incidents on the Lamar, TX record: 2024 Flood 2 (Lamar, TX).
NFIP claims, Lamar, TX, three years: 22; Lamar, TX payouts $749,603; per Lamar, TX claim $34,073; Lamar, TX claim-stress 88/100.
Lamar, TX monthly score fell, 68 (March 2026) to 66 (October 2026); Lamar, TX by month: March 68, April 68, May 68, June 68 (Lamar, TX), July 65, August 64, September 65, October 66.
Lamar, TX components: climate 52, NFIP claims 88; Lamar, TX retreat index 66.
Construction distress, Lamar, TX: 68/100 as of August 2026 (Lamar, TX: 0/100 one-to-four unit, 100/100 multifamily).
Lamar, TX ZIPs, June 2026 (Lamar, TX, 14 highest): score 0 (Lamar, TX), climate 77 (Lamar, TX): 75411, 75416, 75421, 75434, Lamar, TX 75460, 75462, 75468, 75470, Lamar, TX 75473, 75477, 75486; score 0 (Lamar, TX), climate 71 (Lamar, TX): 75446; score 0 (Lamar, TX), climate 68 (Lamar, TX): 75435; score 0 (Lamar, TX), climate 60 (Lamar, TX): 75436.
DLRadar rescores Lamar, TX monthly; Lamar, TX readings join Lamar, TX foreclosure, lien and ownership parcels (Lamar, TX), so cost-squeezed Lamar, TX owners surface before listing.
Inside Texas, Lamar County ranks 74th of 254 counties for home-insurance distress at 66/100; Starr County (67/100) sits just above Lamar County, and Henderson County (66/100) sits just below Lamar County.
Deterministic. Every Lamar County, TX signal traces to a public Lamar dataset (FEMA, NFIP, Census for Lamar, TX) · how insurance distress works in Lamar, TX · methodology
FAQ: Lamar County, TX insurance distress
What is the Lamar County, TX home-insurance-distress score?
Lamar, TX: 66/100 (MEDIUM), #738 of 3,222, #76 in Texas. FEMA hazard, Lamar, TX: 52/100; NFIP stress, Lamar, TX: 88/100; construction, Lamar, TX: 68/100; Lamar, TX rescores monthly.
Is Lamar County insurance distress getting better or worse (TX)?
Lamar, TX: 68 in March 2026; Lamar, TX: 66 in October 2026 (better); Lamar, TX climate component 52; Lamar, TX NFIP claims score 88.
How many flood-insurance claims has Lamar County, TX had?
Lamar, TX: 22 NFIP claims, three years; Lamar, TX paid $749,603; per Lamar, TX claim $34,073; carriers reprice Lamar, TX against that record.
Which Lamar County ZIP codes carry the most insurance distress (TX)?
Lamar, TX, June 2026: 75411 at 0, 75416 at 0, 75421 at 0, 75434 at 0; Lamar, TX climate scores there: 77, 77, 77, 77.
Why does Lamar, TX insurance distress create sellers?
A Lamar, TX premium outruns the Lamar, TX budget; a carrier leaves Lamar, TX; Lamar, TX carrying cost passes plan; Lamar, TX owners sell while current; Lamar, TX insurance distress leads Lamar, TX foreclosure data.