Orange County, TX: Home-Insurance Distress & Forced-Sale Pressure
Orange County, TX: 81/100 (severe) home-insurance distress; Orange, TX band HIGH; Orange, TX #319 of 3,222 counties; Orange, TX #25 of 254 in Texas.
FEMA hazard, Orange, TX: 74/100; Orange, TX declarations, three years: 2; Orange, TX perils: 2 hurricane; Orange, TX five-year count 2 (severity 3.0); Orange, TX ten-year 2; hazard-weighted, Orange, TX: 10.0.
Declared incidents on the Orange, TX record: 2024 Hurricane 2 (Orange, TX).
NFIP claims, Orange, TX, three years: 57; Orange, TX payouts $2,089,208; per Orange, TX claim $36,653; Orange, TX claim-stress 92/100.
Orange, TX monthly score fell, 82 (March 2026) to 81 (October 2026); Orange, TX by month: March 82, April 82, May 83, June 83 (Orange, TX), July 82, August 83, September 81, October 81.
Orange, TX components: climate 73, NFIP claims 92; Orange, TX retreat index 81.
Construction distress, Orange, TX: 49/100 as of August 2026 (Orange, TX: 44/100 one-to-four unit, 62/100 multifamily).
Orange, TX ZIPs, June 2026 (Orange, TX, 4 highest): score 0 (Orange, TX), climate 85 (Orange, TX): 77611, 77630; score 0 (Orange, TX), climate 81 (Orange, TX): 77662; score 0 (Orange, TX), climate 70 (Orange, TX): 77632.
DLRadar rescores Orange, TX monthly; Orange, TX readings join Orange, TX foreclosure, lien and ownership parcels (Orange, TX), so cost-squeezed Orange, TX owners surface before listing.
Inside Texas, Orange County ranks 25th of 254 counties for home-insurance distress at 81/100; Jefferson County (81/100) sits just above Orange County, and Galveston County (80/100) sits just below Orange County.
Deterministic. Every Orange County, TX signal traces to a public Orange dataset (FEMA, NFIP, Census for Orange, TX) · how insurance distress works in Orange, TX · methodology
FAQ: Orange County, TX insurance distress
What is the Orange County, TX home-insurance-distress score?
Orange, TX: 81/100 (HIGH), #319 of 3,222, #25 in Texas. FEMA hazard, Orange, TX: 74/100; NFIP stress, Orange, TX: 92/100; construction, Orange, TX: 49/100; Orange, TX rescores monthly.
Is Orange County insurance distress getting better or worse (TX)?
Orange, TX: 82 in March 2026; Orange, TX: 81 in October 2026 (better); Orange, TX climate component 73; Orange, TX NFIP claims score 92.
How many flood-insurance claims has Orange County, TX had?
Orange, TX: 57 NFIP claims, three years; Orange, TX paid $2,089,208; per Orange, TX claim $36,653; carriers reprice Orange, TX against that record.
Which Orange County ZIP codes carry the most insurance distress (TX)?
Orange, TX, June 2026: 77611 at 0, 77630 at 0, 77662 at 0, 77632 at 0; Orange, TX climate scores there: 85, 85, 81, 70.
Why does Orange, TX insurance distress create sellers?
A Orange, TX premium outruns the Orange, TX budget; a carrier leaves Orange, TX; Orange, TX carrying cost passes plan; Orange, TX owners sell while current; Orange, TX insurance distress leads Orange, TX foreclosure data.