Emery County, UT: Home-Insurance Distress & Forced-Sale Pressure
Emery County, UT: 7/100 (low) home-insurance distress; Emery, UT band LOW; Emery, UT #2,420 of 3,222 counties; Emery, UT #17 of 29 in Utah; raw Emery, UT 7.7; Emery, UT coverage multiplier 0.85.
FEMA hazard, Emery, UT: 0/100; Emery, UT declarations, three years: none.
NFIP claims, Emery, UT, three years: 2; Emery, UT payouts $0; per Emery, UT claim $0; Emery, UT claim-stress 19/100.
Emery, UT monthly score rose, 0 (March 2026) to 7 (October 2026); Emery, UT by month: March 0, April 0, May 0, June 0 (Emery, UT), July 0, August 0, September 0, October 7.
Emery, UT components: NFIP claims 19; Emery, UT retreat index 7; Emery, UT climate multiplier 0.85.
Construction distress, Emery, UT: 34/100 as of August 2026 (Emery, UT: 39/100 one-to-four unit, 0/100 multifamily).
Emery, UT ZIPs, June 2026 (Emery, UT, 9 highest): score 0 (Emery, UT), climate 8 (Emery, UT): 84525; score 0 (Emery, UT), climate 7 (Emery, UT): 84513, 84516, 84518, 84521, Emery, UT 84522, 84523, 84528, 84537.
DLRadar rescores Emery, UT monthly; Emery, UT readings join Emery, UT foreclosure, lien and ownership parcels (Emery, UT), so cost-squeezed Emery, UT owners surface before listing.
Inside Utah, Emery County ranks 17th of 29 counties for home-insurance distress at 7/100; Garfield County (18/100) sits just above Emery County, and Box Elder County (5/100) sits just below Emery County.
Deterministic. Every Emery County, UT signal traces to a public Emery dataset (FEMA, NFIP, Census for Emery, UT) · how insurance distress works in Emery, UT · methodology
FAQ: Emery County, UT insurance distress
What is the Emery County, UT home-insurance-distress score?
Emery, UT: 7/100 (LOW), #2,420 of 3,222, #17 in Utah. FEMA hazard, Emery, UT: 0/100; NFIP stress, Emery, UT: 19/100; construction, Emery, UT: 34/100; Emery, UT rescores monthly.
Is Emery County insurance distress getting better or worse (UT)?
Emery, UT: 0 in March 2026; Emery, UT: 7 in October 2026 (worse); Emery, UT NFIP claims score 19.
How many flood-insurance claims has Emery County, UT had?
Emery, UT: 2 NFIP claims, three years; Emery, UT paid $0; per Emery, UT claim $0; carriers reprice Emery, UT against that record.
Which Emery County ZIP codes carry the most insurance distress (UT)?
Emery, UT, June 2026: 84525 at 0, 84513 at 0, 84516 at 0, 84518 at 0; Emery, UT climate scores there: 8, 7, 7, 7.
Why does Emery, UT insurance distress create sellers?
A Emery, UT premium outruns the Emery, UT budget; a carrier leaves Emery, UT; Emery, UT carrying cost passes plan; Emery, UT owners sell while current; Emery, UT insurance distress leads Emery, UT foreclosure data.