Morgan County, UT: Home-Insurance Distress & Forced-Sale Pressure
Morgan County, UT: 27/100 (moderate) home-insurance distress; Morgan, UT band LOW; Morgan, UT #1,834 of 3,222 counties; Morgan, UT #10 of 29 in Utah; raw Morgan, UT 31.2; Morgan, UT coverage multiplier 0.85.
FEMA hazard, Morgan, UT: 52/100; Morgan, UT declarations, three years: 2; Morgan, UT perils: 2 fire; Morgan, UT five-year count 2 (severity 2.0); Morgan, UT ten-year 2; hazard-weighted, Morgan, UT: 4.0.
Declared incidents on the Morgan, UT record: 2026 Fire 2; 2023 Flood 2 (Morgan, UT).
NFIP claims, Morgan, UT, three years: none; Morgan, UT claim-stress 0/100.
Morgan, UT monthly score rose, 0 (March 2026) to 26 (October 2026); Morgan, UT by month: March 0, April 0, May 0, June 0 (Morgan, UT), July 0, August 26, September 32, October 26.
Morgan, UT components: climate 52; Morgan, UT retreat index 26; Morgan, UT climate multiplier 0.85.
Construction distress, Morgan, UT: 89/100 as of August 2026 (Morgan, UT: 66/100 one-to-four unit, 100/100 multifamily).
Morgan, UT ZIPs, June 2026 (Morgan, UT, 2 highest): score 0 (Morgan, UT), climate 8 (Morgan, UT): 84018, 84050.
DLRadar rescores Morgan, UT monthly; Morgan, UT readings join Morgan, UT foreclosure, lien and ownership parcels (Morgan, UT), so cost-squeezed Morgan, UT owners surface before listing.
Inside Utah, Morgan County ranks 10th of 29 counties for home-insurance distress at 27/100; Millard County (27/100) sits just above Morgan County, and San Juan County (27/100) sits just below Morgan County.
Deterministic. Every Morgan County, UT signal traces to a public Morgan dataset (FEMA, NFIP, Census for Morgan, UT) · how insurance distress works in Morgan, UT · methodology
FAQ: Morgan County, UT insurance distress
What is the Morgan County, UT home-insurance-distress score?
Morgan, UT: 27/100 (LOW), #1,834 of 3,222, #10 in Utah. FEMA hazard, Morgan, UT: 52/100; NFIP stress, Morgan, UT: 0/100; construction, Morgan, UT: 89/100; Morgan, UT rescores monthly.
Is Morgan County insurance distress getting better or worse (UT)?
Morgan, UT: 0 in March 2026; Morgan, UT: 26 in October 2026 (worse); Morgan, UT climate component 52.
Which Morgan County ZIP codes carry the most insurance distress (UT)?
Morgan, UT, June 2026: 84018 at 0, 84050 at 0; Morgan, UT climate scores there: 8, 8.
Why does Morgan, UT insurance distress create sellers?
A Morgan, UT premium outruns the Morgan, UT budget; a carrier leaves Morgan, UT; Morgan, UT carrying cost passes plan; Morgan, UT owners sell while current; Morgan, UT insurance distress leads Morgan, UT foreclosure data.