Buchanan County, VA: Home-Insurance Distress & Forced-Sale Pressure
Buchanan County, VA: 87/100 (severe) home-insurance distress; Buchanan, VA band HIGH; Buchanan, VA #171 of 3,222 counties; Buchanan, VA #4 of 133 in Virginia.
FEMA hazard, Buchanan, VA: 84/100; Buchanan, VA declarations, three years: 8; Buchanan, VA perils: 4 tropical-storm, 2 severe-storm; Buchanan, VA five-year count 8 (severity 14.0); Buchanan, VA ten-year 8; hazard-weighted, Buchanan, VA: 14.0.
Declared incidents on the Buchanan, VA record: 2026 Winter Storm 2; 2025 Severe Storm 2 (Buchanan, VA); 2024 Tropical Storm 4 (Buchanan, VA).
NFIP claims, Buchanan, VA, three years: 24; Buchanan, VA payouts $1,250,229; per Buchanan, VA claim $52,093; Buchanan, VA claim-stress 91/100.
Buchanan, VA monthly score rose, 85 (March 2026) to 86 (October 2026); Buchanan, VA by month: March 85, April 85, May 90, June 90 (Buchanan, VA), July 87, August 90, September 93, October 86.
Buchanan, VA components: climate 83, NFIP claims 91; Buchanan, VA retreat index 86.
Construction distress, Buchanan, VA: 61/100 as of August 2026 (Buchanan, VA: 60/100 one-to-four unit, 9/100 multifamily).
Buchanan, VA ZIPs, June 2026 (Buchanan, VA, 16 highest): score 0 (Buchanan, VA), climate 51 (Buchanan, VA): 24622; score 0 (Buchanan, VA), climate 46 (Buchanan, VA): 24639; score 0 (Buchanan, VA), climate 44 (Buchanan, VA): 24239, 24603, 24614, 24620, Buchanan, VA 24631, 24634, 24646, 24656, Buchanan, VA 24657; score 0 (Buchanan, VA), climate 36 (Buchanan, VA): 24260; score 0 (Buchanan, VA), climate 33 (Buchanan, VA): 24607, 24649; score 0 (Buchanan, VA), climate 22 (Buchanan, VA): 24217; score 0 (Buchanan, VA), climate 21 (Buchanan, VA): 24256.
DLRadar rescores Buchanan, VA monthly; Buchanan, VA readings join Buchanan, VA foreclosure, lien and ownership parcels (Buchanan, VA), so cost-squeezed Buchanan, VA owners surface before listing.
Inside Virginia, Buchanan County ranks 4th of 133 counties for home-insurance distress at 87/100; Montgomery County (88/100) sits just above Buchanan County, and Washington County (86/100) sits just below Buchanan County.
Deterministic. Every Buchanan County, VA signal traces to a public Buchanan dataset (FEMA, NFIP, Census for Buchanan, VA) · how insurance distress works in Buchanan, VA · methodology
FAQ: Buchanan County, VA insurance distress
What is the Buchanan County, VA home-insurance-distress score?
Buchanan, VA: 87/100 (HIGH), #171 of 3,222, #4 in Virginia. FEMA hazard, Buchanan, VA: 84/100; NFIP stress, Buchanan, VA: 91/100; construction, Buchanan, VA: 61/100; Buchanan, VA rescores monthly.
Is Buchanan County insurance distress getting better or worse (VA)?
Buchanan, VA: 85 in March 2026; Buchanan, VA: 86 in October 2026 (worse); Buchanan, VA climate component 83; Buchanan, VA NFIP claims score 91.
How many flood-insurance claims has Buchanan County, VA had?
Buchanan, VA: 24 NFIP claims, three years; Buchanan, VA paid $1,250,229; per Buchanan, VA claim $52,093; carriers reprice Buchanan, VA against that record.
Which Buchanan County ZIP codes carry the most insurance distress (VA)?
Buchanan, VA, June 2026: 24622 at 0, 24639 at 0, 24239 at 0, 24603 at 0; Buchanan, VA climate scores there: 51, 46, 44, 44.
Why does Buchanan, VA insurance distress create sellers?
A Buchanan, VA premium outruns the Buchanan, VA budget; a carrier leaves Buchanan, VA; Buchanan, VA carrying cost passes plan; Buchanan, VA owners sell while current; Buchanan, VA insurance distress leads Buchanan, VA foreclosure data.