Harrisonburg County, VA: Home-Insurance Distress & Forced-Sale Pressure
Harrisonburg County, VA: 24/100 (low) home-insurance distress; Harrisonburg, VA band LOW; Harrisonburg, VA #1,982 of 3,222 counties; Harrisonburg, VA #55 of 133 in Virginia; raw Harrisonburg, VA 28.2; Harrisonburg, VA coverage multiplier 0.85.
FEMA hazard, Harrisonburg, VA: 0/100; Harrisonburg, VA declarations, three years: 2; Harrisonburg, VA five-year count 2 (severity 4.0); Harrisonburg, VA ten-year 2.
Declared incidents on the Harrisonburg, VA record: 2026 Winter Storm 2 (Harrisonburg, VA).
NFIP claims, Harrisonburg, VA, three years: 4; Harrisonburg, VA payouts $68,668; per Harrisonburg, VA claim $17,167; Harrisonburg, VA claim-stress 70/100.
Harrisonburg, VA monthly score fell, 25 (March 2026) to 24 (October 2026); Harrisonburg, VA by month: March 25, April 25, May 25, June 25 (Harrisonburg, VA), July 25, August 25, September 25, October 24.
Harrisonburg, VA components: NFIP claims 70; Harrisonburg, VA retreat index 24; Harrisonburg, VA climate multiplier 0.85.
Construction distress, Harrisonburg, VA: 56/100 as of August 2026 (Harrisonburg, VA: 91/100 one-to-four unit, 35/100 multifamily).
Harrisonburg, VA ZIPs, June 2026 (Harrisonburg, VA, 3 highest): score 0 (Harrisonburg, VA), climate 73 (Harrisonburg, VA): 22802; score 0 (Harrisonburg, VA), climate 61 (Harrisonburg, VA): 22801; score 0 (Harrisonburg, VA), climate 29 (Harrisonburg, VA): 22807.
DLRadar rescores Harrisonburg, VA monthly; Harrisonburg, VA readings join Harrisonburg, VA foreclosure, lien and ownership parcels (Harrisonburg, VA), so cost-squeezed Harrisonburg, VA owners surface before listing.
Inside Virginia, Harrisonburg County ranks 55th of 133 counties for home-insurance distress at 24/100; Prince George County (24/100) sits just above Harrisonburg County, and Poquoson County (24/100) sits just below Harrisonburg County.
Deterministic. Every Harrisonburg County, VA signal traces to a public Harrisonburg dataset (FEMA, NFIP, Census for Harrisonburg, VA) · how insurance distress works in Harrisonburg, VA · methodology
FAQ: Harrisonburg County, VA insurance distress
What is the Harrisonburg County, VA home-insurance-distress score?
Harrisonburg, VA: 24/100 (LOW), #1,982 of 3,222, #55 in Virginia. FEMA hazard, Harrisonburg, VA: 0/100; NFIP stress, Harrisonburg, VA: 70/100; construction, Harrisonburg, VA: 56/100; Harrisonburg, VA rescores monthly.
Is Harrisonburg County insurance distress getting better or worse (VA)?
Harrisonburg, VA: 25 in March 2026; Harrisonburg, VA: 24 in October 2026 (better); Harrisonburg, VA NFIP claims score 70.
How many flood-insurance claims has Harrisonburg County, VA had?
Harrisonburg, VA: 4 NFIP claims, three years; Harrisonburg, VA paid $68,668; per Harrisonburg, VA claim $17,167; carriers reprice Harrisonburg, VA against that record.
Which Harrisonburg County ZIP codes carry the most insurance distress (VA)?
Harrisonburg, VA, June 2026: 22802 at 0, 22801 at 0, 22807 at 0; Harrisonburg, VA climate scores there: 73, 61, 29.
Why does Harrisonburg, VA insurance distress create sellers?
A Harrisonburg, VA premium outruns the Harrisonburg, VA budget; a carrier leaves Harrisonburg, VA; Harrisonburg, VA carrying cost passes plan; Harrisonburg, VA owners sell while current; Harrisonburg, VA insurance distress leads Harrisonburg, VA foreclosure data.