Henry County, VA: Home-Insurance Distress & Forced-Sale Pressure
Henry County, VA: 18/100 (low) home-insurance distress; Henry, VA band LOW; Henry, VA #2,381 of 3,222 counties; Henry, VA #90 of 133 in Virginia; raw Henry, VA 21.2; Henry, VA coverage multiplier 0.85.
FEMA hazard, Henry, VA: 0/100; Henry, VA declarations, three years: 3; Henry, VA five-year count 2 (severity 4.0); Henry, VA ten-year 2.
Declared incidents on the Henry, VA record: 2026 Winter Storm 2 (Henry, VA).
NFIP claims, Henry, VA, three years: 1; Henry, VA payouts $5,132; per Henry, VA claim $5,132; Henry, VA claim-stress 53/100.
Henry, VA monthly score fell, 20 (March 2026) to 18 (October 2026); Henry, VA by month: March 20, April 20, May 19, June 19 (Henry, VA), July 19, August 19, September 19, October 18.
Henry, VA components: NFIP claims 53; Henry, VA retreat index 18; Henry, VA climate multiplier 0.85.
Construction distress, Henry, VA: 68/100 as of August 2026 (Henry, VA: 68/100 one-to-four unit, 18/100 multifamily).
Henry, VA ZIPs, June 2026 (Henry, VA, 12 highest): score 0 (Henry, VA), climate 70 (Henry, VA): 27048; score 0 (Henry, VA), climate 59 (Henry, VA): 24530; score 0 (Henry, VA), climate 58 (Henry, VA): 24054; score 0 (Henry, VA), climate 57 (Henry, VA): 24078, 24089, 24148, 24168; score 0 (Henry, VA), climate 52 (Henry, VA): 24112; score 0 (Henry, VA), climate 51 (Henry, VA): 24055; score 0 (Henry, VA), climate 42 (Henry, VA): 24102; score 0 (Henry, VA), climate 39 (Henry, VA): 24165; score 0 (Henry, VA), climate 20 (Henry, VA): 24133.
DLRadar rescores Henry, VA monthly; Henry, VA readings join Henry, VA foreclosure, lien and ownership parcels (Henry, VA), so cost-squeezed Henry, VA owners surface before listing.
Inside Virginia, Henry County ranks 90th of 133 counties for home-insurance distress at 18/100; Dinwiddie County (18/100) sits just above Henry County, and Falls Church County (18/100) sits just below Henry County.
Deterministic. Every Henry County, VA signal traces to a public Henry dataset (FEMA, NFIP, Census for Henry, VA) · how insurance distress works in Henry, VA · methodology
FAQ: Henry County, VA insurance distress
What is the Henry County, VA home-insurance-distress score?
Henry, VA: 18/100 (LOW), #2,381 of 3,222, #90 in Virginia. FEMA hazard, Henry, VA: 0/100; NFIP stress, Henry, VA: 53/100; construction, Henry, VA: 68/100; Henry, VA rescores monthly.
Is Henry County insurance distress getting better or worse (VA)?
Henry, VA: 20 in March 2026; Henry, VA: 18 in October 2026 (better); Henry, VA NFIP claims score 53.
How many flood-insurance claims has Henry County, VA had?
Henry, VA: 1 NFIP claims, three years; Henry, VA paid $5,132; per Henry, VA claim $5,132; carriers reprice Henry, VA against that record.
Which Henry County ZIP codes carry the most insurance distress (VA)?
Henry, VA, June 2026: 27048 at 0, 24530 at 0, 24054 at 0, 24078 at 0; Henry, VA climate scores there: 70, 59, 58, 57.
Why does Henry, VA insurance distress create sellers?
A Henry, VA premium outruns the Henry, VA budget; a carrier leaves Henry, VA; Henry, VA carrying cost passes plan; Henry, VA owners sell while current; Henry, VA insurance distress leads Henry, VA foreclosure data.