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Norfolk County, VA: Home-Insurance Distress & Forced-Sale Pressure

Norfolk County, VA: 26/100 (moderate) home-insurance distress; Norfolk, VA band LOW; Norfolk, VA #1,852 of 3,222 counties; Norfolk, VA #47 of 133 in Virginia; raw Norfolk, VA 30.9; Norfolk, VA coverage multiplier 0.85.

FEMA hazard, Norfolk, VA: 0/100; Norfolk, VA declarations, three years: 3; Norfolk, VA five-year count 2 (severity 4.0); Norfolk, VA ten-year 2.

Declared incidents on the Norfolk, VA record: 2026 Winter Storm 2 (Norfolk, VA).

NFIP claims, Norfolk, VA, three years: 28; Norfolk, VA payouts $198,816; per Norfolk, VA claim $7,101; Norfolk, VA claim-stress 77/100.

Norfolk, VA monthly score: 26 in every month from March 2026 (Norfolk, VA) through October 2026.

Norfolk, VA components: NFIP claims 77; Norfolk, VA retreat index 26; Norfolk, VA climate multiplier 0.85.

Construction distress, Norfolk, VA: 6/100 as of August 2026 (Norfolk, VA: 33/100 one-to-four unit, 0/100 multifamily).

Norfolk, VA ZIPs, June 2026 (Norfolk, VA, 15 highest): score 0 (Norfolk, VA), climate 82 (Norfolk, VA): 23502, 23503, 23504, 23505, Norfolk, VA 23507, 23508, 23509, 23510, Norfolk, VA 23511, 23513, 23517, 23518, Norfolk, VA 23523, 23551; score 0 (Norfolk, VA), climate 65 (Norfolk, VA): 23462.

DLRadar rescores Norfolk, VA monthly; Norfolk, VA readings join Norfolk, VA foreclosure, lien and ownership parcels (Norfolk, VA), so cost-squeezed Norfolk, VA owners surface before listing.

Inside Virginia, Norfolk County ranks 47th of 133 counties for home-insurance distress at 26/100; Orange County (26/100) sits just above Norfolk County, and Gloucester County (26/100) sits just below Norfolk County.

Insurance distress
26/100
Norfolk, VA: LOW
National rank
#1852
Norfolk, VA: of 3,222 counties
FEMA hazard
0/100
Norfolk County hazard
NFIP claim stress
77/100
Norfolk, VA 3-year
Flood claims (3y)
28
Norfolk, VA
Claims paid (3y)
$198,816
Norfolk, VA payouts
Per claim
$7,101
Norfolk, VA
Construction distress
6/100
Norfolk, VA

Deterministic. Every Norfolk County, VA signal traces to a public Norfolk dataset (FEMA, NFIP, Census for Norfolk, VA) · how insurance distress works in Norfolk, VA · methodology

FAQ: Norfolk County, VA insurance distress

What is the Norfolk County, VA home-insurance-distress score?

Norfolk, VA: 26/100 (LOW), #1,852 of 3,222, #47 in Virginia. FEMA hazard, Norfolk, VA: 0/100; NFIP stress, Norfolk, VA: 77/100; construction, Norfolk, VA: 6/100; Norfolk, VA rescores monthly.

Is Norfolk County insurance distress getting better or worse (VA)?

Norfolk, VA: 26 in March 2026; Norfolk, VA: 26 in October 2026 (unchanged); Norfolk, VA NFIP claims score 77.

How many flood-insurance claims has Norfolk County, VA had?

Norfolk, VA: 28 NFIP claims, three years; Norfolk, VA paid $198,816; per Norfolk, VA claim $7,101; carriers reprice Norfolk, VA against that record.

Which Norfolk County ZIP codes carry the most insurance distress (VA)?

Norfolk, VA, June 2026: 23502 at 0, 23503 at 0, 23504 at 0, 23505 at 0; Norfolk, VA climate scores there: 82, 82, 82, 82.

Why does Norfolk, VA insurance distress create sellers?

A Norfolk, VA premium outruns the Norfolk, VA budget; a carrier leaves Norfolk, VA; Norfolk, VA carrying cost passes plan; Norfolk, VA owners sell while current; Norfolk, VA insurance distress leads Norfolk, VA foreclosure data.

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