Orange County, VA: Home-Insurance Distress & Forced-Sale Pressure
Orange County, VA: 26/100 (moderate) home-insurance distress; Orange, VA band LOW; Orange, VA #1,851 of 3,222 counties; Orange, VA #46 of 133 in Virginia; raw Orange, VA 30.9; Orange, VA coverage multiplier 0.85.
FEMA hazard, Orange, VA: 0/100; Orange, VA declarations, three years: 2; Orange, VA five-year count 2 (severity 4.0); Orange, VA ten-year 2.
Declared incidents on the Orange, VA record: 2026 Winter Storm 3 (Orange, VA).
NFIP claims, Orange, VA, three years: 6; Orange, VA payouts $154,506; per Orange, VA claim $25,751; Orange, VA claim-stress 77/100.
Orange, VA monthly score fell, 27 (March 2026) to 26 (October 2026); Orange, VA by month: March 27, April 27, May 27, June 27 (Orange, VA), July 27, August 27, September 27, October 26.
Orange, VA components: NFIP claims 77; Orange, VA retreat index 26; Orange, VA climate multiplier 0.85.
Construction distress, Orange, VA: 77/100 as of August 2026 (Orange, VA: 78/100 one-to-four unit, 4/100 multifamily).
Orange, VA ZIPs, June 2026 (Orange, VA, 13 highest): score 0 (Orange, VA), climate 60 (Orange, VA): 22551; score 0 (Orange, VA), climate 49 (Orange, VA): 22923; score 0 (Orange, VA), climate 43 (Orange, VA): 22701; score 0 (Orange, VA), climate 40 (Orange, VA): 22733; score 0 (Orange, VA), climate 39 (Orange, VA): 22942; score 0 (Orange, VA), climate 35 (Orange, VA): 22508; score 0 (Orange, VA), climate 33 (Orange, VA): 22567; score 0 (Orange, VA), climate 32 (Orange, VA): 22433, 22542, 22957; score 0 (Orange, VA), climate 31 (Orange, VA): 22972; score 0 (Orange, VA), climate 30 (Orange, VA): 22960; score 0 (Orange, VA), climate 16 (Orange, VA): 22968.
DLRadar rescores Orange, VA monthly; Orange, VA readings join Orange, VA foreclosure, lien and ownership parcels (Orange, VA), so cost-squeezed Orange, VA owners surface before listing.
Inside Virginia, Orange County ranks 46th of 133 counties for home-insurance distress at 26/100; Augusta County (26/100) sits just above Orange County, and Norfolk County (26/100) sits just below Orange County.
Deterministic. Every Orange County, VA signal traces to a public Orange dataset (FEMA, NFIP, Census for Orange, VA) · how insurance distress works in Orange, VA · methodology
FAQ: Orange County, VA insurance distress
What is the Orange County, VA home-insurance-distress score?
Orange, VA: 26/100 (LOW), #1,851 of 3,222, #46 in Virginia. FEMA hazard, Orange, VA: 0/100; NFIP stress, Orange, VA: 77/100; construction, Orange, VA: 77/100; Orange, VA rescores monthly.
Is Orange County insurance distress getting better or worse (VA)?
Orange, VA: 27 in March 2026; Orange, VA: 26 in October 2026 (better); Orange, VA NFIP claims score 77.
How many flood-insurance claims has Orange County, VA had?
Orange, VA: 6 NFIP claims, three years; Orange, VA paid $154,506; per Orange, VA claim $25,751; carriers reprice Orange, VA against that record.
Which Orange County ZIP codes carry the most insurance distress (VA)?
Orange, VA, June 2026: 22551 at 0, 22923 at 0, 22701 at 0, 22733 at 0; Orange, VA climate scores there: 60, 49, 43, 40.
Why does Orange, VA insurance distress create sellers?
A Orange, VA premium outruns the Orange, VA budget; a carrier leaves Orange, VA; Orange, VA carrying cost passes plan; Orange, VA owners sell while current; Orange, VA insurance distress leads Orange, VA foreclosure data.