Roanoke County, VA: Home-Insurance Distress & Forced-Sale Pressure
Roanoke County, VA: 60/100 (elevated) home-insurance distress; Roanoke, VA band MEDIUM; Roanoke, VA #881 of 3,222 counties; Roanoke, VA #24 of 133 in Virginia.
FEMA hazard, Roanoke, VA: 63/100; Roanoke, VA declarations, three years: 4; Roanoke, VA perils: 2 tropical-storm; Roanoke, VA five-year count 4 (severity 7.0); Roanoke, VA ten-year 4; hazard-weighted, Roanoke, VA: 6.0.
Declared incidents on the Roanoke, VA record: 2026 Winter Storm 2; 2024 Tropical Storm 2 (Roanoke, VA).
NFIP claims, Roanoke, VA, three years: 2; Roanoke, VA payouts $5,845; per Roanoke, VA claim $2,922; Roanoke, VA claim-stress 56/100.
Roanoke, VA monthly score fell, 63 (March 2026) to 58 (October 2026); Roanoke, VA by month: March 63, April 63, May 65, June 65 (Roanoke, VA), July 63, August 62, September 68, October 58.
Roanoke, VA components: climate 60, NFIP claims 56; Roanoke, VA retreat index 58.
Construction distress, Roanoke, VA: 25/100 as of August 2026 (Roanoke, VA: 35/100 one-to-four unit, 16/100 multifamily).
Roanoke, VA ZIPs, June 2026 (Roanoke, VA, 14 highest): score 0 (Roanoke, VA), climate 70 (Roanoke, VA): 24015; score 0 (Roanoke, VA), climate 60 (Roanoke, VA): 24014; score 0 (Roanoke, VA), climate 57 (Roanoke, VA): 24018; score 0 (Roanoke, VA), climate 56 (Roanoke, VA): 24020; score 0 (Roanoke, VA), climate 54 (Roanoke, VA): 24012, 24059, 24179; score 0 (Roanoke, VA), climate 51 (Roanoke, VA): 24087, 24153; score 0 (Roanoke, VA), climate 50 (Roanoke, VA): 24019; score 0 (Roanoke, VA), climate 43 (Roanoke, VA): 24065; score 0 (Roanoke, VA), climate 42 (Roanoke, VA): 24101; score 0 (Roanoke, VA), climate 32 (Roanoke, VA): 24070; score 0 (Roanoke, VA), climate 26 (Roanoke, VA): 24175.
DLRadar rescores Roanoke, VA monthly; Roanoke, VA readings join Roanoke, VA foreclosure, lien and ownership parcels (Roanoke, VA), so cost-squeezed Roanoke, VA owners surface before listing.
Inside Virginia, Roanoke County ranks 24th of 133 counties for home-insurance distress at 60/100; Greene County (65/100) sits just above Roanoke County, and Nelson County (60/100) sits just below Roanoke County.
Deterministic. Every Roanoke County, VA signal traces to a public Roanoke dataset (FEMA, NFIP, Census for Roanoke, VA) · how insurance distress works in Roanoke, VA · methodology
FAQ: Roanoke County, VA insurance distress
What is the Roanoke County, VA home-insurance-distress score?
Roanoke, VA: 60/100 (MEDIUM), #881 of 3,222, #24 in Virginia. FEMA hazard, Roanoke, VA: 63/100; NFIP stress, Roanoke, VA: 56/100; construction, Roanoke, VA: 25/100; Roanoke, VA rescores monthly.
Is Roanoke County insurance distress getting better or worse (VA)?
Roanoke, VA: 63 in March 2026; Roanoke, VA: 58 in October 2026 (better); Roanoke, VA climate component 60; Roanoke, VA NFIP claims score 56.
How many flood-insurance claims has Roanoke County, VA had?
Roanoke, VA: 2 NFIP claims, three years; Roanoke, VA paid $5,845; per Roanoke, VA claim $2,922; carriers reprice Roanoke, VA against that record.
Which Roanoke County ZIP codes carry the most insurance distress (VA)?
Roanoke, VA, June 2026: 24015 at 0, 24014 at 0, 24018 at 0, 24020 at 0; Roanoke, VA climate scores there: 70, 60, 57, 56.
Why does Roanoke, VA insurance distress create sellers?
A Roanoke, VA premium outruns the Roanoke, VA budget; a carrier leaves Roanoke, VA; Roanoke, VA carrying cost passes plan; Roanoke, VA owners sell while current; Roanoke, VA insurance distress leads Roanoke, VA foreclosure data.