Ferry County, WA: Home-Insurance Distress & Forced-Sale Pressure
Ferry County, WA: 43/100 (moderate) home-insurance distress; Ferry, WA band MEDIUM; Ferry, WA #1,293 of 3,222 counties; Ferry, WA #22 of 39 in Washington; raw Ferry, WA 54.7; Ferry, WA coverage multiplier 0.85.
FEMA hazard, Ferry, WA: 84/100; Ferry, WA declarations, three years: 12; Ferry, WA perils: 6 fire, 3 severe-storm; Ferry, WA five-year count 4 (severity 6.0); Ferry, WA ten-year 4; hazard-weighted, Ferry, WA: 21.0.
Declared incidents on the Ferry, WA record: 2026 Fire 4; 2024 Severe Storm 2 (Ferry, WA); 2024 Fire 2 (Ferry, WA).
NFIP claims, Ferry, WA, three years: none; Ferry, WA claim-stress 0/100.
Ferry, WA monthly score rose, 33 (March 2026) to 42 (October 2026); Ferry, WA by month: March 33, April 33, May 35, June 35 (Ferry, WA), July 33, August 45, September 48, October 42.
Ferry, WA components: climate 83; Ferry, WA retreat index 42; Ferry, WA climate multiplier 0.85.
Construction distress, Ferry, WA: 67/100 as of August 2026 (Ferry, WA: 67/100 one-to-four unit, 6/100 multifamily).
Ferry, WA ZIPs, June 2026 (Ferry, WA, 9 highest): score 0 (Ferry, WA), climate 51 (Ferry, WA): 99141; score 0 (Ferry, WA), climate 45 (Ferry, WA): 99166; score 0 (Ferry, WA), climate 44 (Ferry, WA): 99118, 99121, 99138, 99140, Ferry, WA 99146, 99150, 99160.
DLRadar rescores Ferry, WA monthly; Ferry, WA readings join Ferry, WA foreclosure, lien and ownership parcels (Ferry, WA), so cost-squeezed Ferry, WA owners surface before listing.
Inside Washington, Ferry County ranks 22nd of 39 counties for home-insurance distress at 43/100; Okanogan County (46/100) sits just above Ferry County, and Clallam County (38/100) sits just below Ferry County.
Deterministic. Every Ferry County, WA signal traces to a public Ferry dataset (FEMA, NFIP, Census for Ferry, WA) · how insurance distress works in Ferry, WA · methodology
FAQ: Ferry County, WA insurance distress
What is the Ferry County, WA home-insurance-distress score?
Ferry, WA: 43/100 (MEDIUM), #1,293 of 3,222, #22 in Washington. FEMA hazard, Ferry, WA: 84/100; NFIP stress, Ferry, WA: 0/100; construction, Ferry, WA: 67/100; Ferry, WA rescores monthly.
Is Ferry County insurance distress getting better or worse (WA)?
Ferry, WA: 33 in March 2026; Ferry, WA: 42 in October 2026 (worse); Ferry, WA climate component 83.
Which Ferry County ZIP codes carry the most insurance distress (WA)?
Ferry, WA, June 2026: 99141 at 0, 99166 at 0, 99118 at 0, 99121 at 0; Ferry, WA climate scores there: 51, 45, 44, 44.
Why does Ferry, WA insurance distress create sellers?
A Ferry, WA premium outruns the Ferry, WA budget; a carrier leaves Ferry, WA; Ferry, WA carrying cost passes plan; Ferry, WA owners sell while current; Ferry, WA insurance distress leads Ferry, WA foreclosure data.