Pacific County, WA: Home-Insurance Distress & Forced-Sale Pressure
Pacific County, WA: 70/100 (severe) home-insurance distress; Pacific, WA band MEDIUM; Pacific, WA #621 of 3,222 counties; Pacific, WA #13 of 39 in Washington.
FEMA hazard, Pacific, WA: 63/100; Pacific, WA declarations, three years: 4; Pacific, WA perils: 2 flood, 2 severe-storm; Pacific, WA five-year count 2 (severity 3.0); Pacific, WA ten-year 2; hazard-weighted, Pacific, WA: 6.0.
Declared incidents on the Pacific, WA record: 2026 Flood 2; 2024 Severe Storm 2 (Pacific, WA).
NFIP claims, Pacific, WA, three years: 9; Pacific, WA payouts $256,708; per Pacific, WA claim $28,523; Pacific, WA claim-stress 81/100.
Pacific, WA monthly score rose, 61 (March 2026) to 68 (October 2026); Pacific, WA by month: March 61, April 61, May 74, June 74 (Pacific, WA), July 72, August 72, September 77, October 68.
Pacific, WA components: climate 60, NFIP claims 81; Pacific, WA retreat index 68.
Construction distress, Pacific, WA: 42/100 as of August 2026 (Pacific, WA: 42/100 one-to-four unit, 7/100 multifamily).
Pacific, WA ZIPs, June 2026 (Pacific, WA, 14 highest): score 0 (Pacific, WA), climate 95 (Pacific, WA): 98537; score 0 (Pacific, WA), climate 94 (Pacific, WA): 98547; score 0 (Pacific, WA), climate 92 (Pacific, WA): 98527, 98577, 98586, 98590, Pacific, WA 98614, 98624, 98631, 98640, Pacific, WA 98641, 98644; score 0 (Pacific, WA), climate 86 (Pacific, WA): 98638; score 0 (Pacific, WA), climate 61 (Pacific, WA): 98621.
DLRadar rescores Pacific, WA monthly; Pacific, WA readings join Pacific, WA foreclosure, lien and ownership parcels (Pacific, WA), so cost-squeezed Pacific, WA owners surface before listing.
Inside Washington, Pacific County ranks 13th of 39 counties for home-insurance distress at 70/100; Cowlitz County (72/100) sits just above Pacific County, and Island County (70/100) sits just below Pacific County.
Deterministic. Every Pacific County, WA signal traces to a public Pacific dataset (FEMA, NFIP, Census for Pacific, WA) · how insurance distress works in Pacific, WA · methodology
FAQ: Pacific County, WA insurance distress
What is the Pacific County, WA home-insurance-distress score?
Pacific, WA: 70/100 (MEDIUM), #621 of 3,222, #13 in Washington. FEMA hazard, Pacific, WA: 63/100; NFIP stress, Pacific, WA: 81/100; construction, Pacific, WA: 42/100; Pacific, WA rescores monthly.
Is Pacific County insurance distress getting better or worse (WA)?
Pacific, WA: 61 in March 2026; Pacific, WA: 68 in October 2026 (worse); Pacific, WA climate component 60; Pacific, WA NFIP claims score 81.
How many flood-insurance claims has Pacific County, WA had?
Pacific, WA: 9 NFIP claims, three years; Pacific, WA paid $256,708; per Pacific, WA claim $28,523; carriers reprice Pacific, WA against that record.
Which Pacific County ZIP codes carry the most insurance distress (WA)?
Pacific, WA, June 2026: 98537 at 0, 98547 at 0, 98527 at 0, 98577 at 0; Pacific, WA climate scores there: 95, 94, 92, 92.
Why does Pacific, WA insurance distress create sellers?
A Pacific, WA premium outruns the Pacific, WA budget; a carrier leaves Pacific, WA; Pacific, WA carrying cost passes plan; Pacific, WA owners sell while current; Pacific, WA insurance distress leads Pacific, WA foreclosure data.