Fond Du Lac County, WI: Home-Insurance Distress & Forced-Sale Pressure
Home-insurance pressure in Fond Du Lac County, Wisconsin is currently moderate — an insurance-distress score of 27/100, in the lower-risk band nationally at #1661 of the 3,222 U.S. counties DLRadar scores. When coverage gets expensive or impossible to renew, affected owners list early, ahead of any mortgage-default signal.
The reading rests on a FEMA hazard score of 0/100; NFIP flood-claim stress of 80/100 over three years - the specific exposures that widen premiums and shrink the carrier pool in Fond Du Lac County.
What 27/100 means on the ground in Fond Du Lac County is simple — coverage cost is becoming a decision point for owners here, and DLRadar's job is to flag the parcels where that decision tips toward selling.
With construction distress at 29/100, the cost to rebuild is elevated, which feeds directly into what carriers charge.
Flood losses tell the story: 10 NFIP claims and $200,489 paid out over three years, averaging $20,049 apiece -- exactly the history that hardens rates.
DLRadar does not treat 27/100 as a standalone number — the Fond Du Lac County insurance read is cross-referenced against local foreclosure filings, tax-lien activity and ownership turnover, so you see whether insurance pressure is compounding other distress or acting alone.
Read together, a 0/100 hazard base and 80/100 flood-claim stress explain why Fond Du Lac County screens as a place where coverage cost, not the loan, is the likely sale trigger.
Because Fond Du Lac County is rebuilt monthly from fresh federal and carrier inputs, the score you see is current to the latest renewal cycle, and its #1661 national rank moves as conditions do.
Every county gets the same monthly FEMA/NFIP/carrier scoring, linked through to parcel-level distress and ownership data. The payoff is early contact with insurance-pressured sellers, not late.
Deterministic. Every signal traces to a public dataset (FEMA, NFIP, Census) · how insurance distress works · methodology
Fond Du Lac County insurance distress — FAQ
How severe is home-insurance pressure in Fond Du Lac County, Wisconsin?
DLRadar grades Fond Du Lac County at 27/100 - LOW, #1661 of 3,222 U.S. counties. It combines FEMA hazard (0/100), three-year NFIP flood-claim stress (80/100) and carrier-withdrawal pressure, refreshed monthly from federal records.
How much has flood insurance paid out in Fond Du Lac County?
Federal flood data puts Fond Du Lac County at 10 claims in three years, $200,489 paid out.
How does insurance cost turn into seller supply in Fond Du Lac County?
Insurance is a fixed cost owners cannot negotiate away. Once it climbs beyond what a Fond Du Lac County household budgeted, selling is often the cheapest exit -- and it happens early, before a missed payment ever registers.