Juneau County, WI: Home-Insurance Distress & Forced-Sale Pressure
DLRadar grades Juneau County, Wisconsin at 27/100 for home-insurance distress, a moderate level that places it #1837 of 3,222 counties, in the lower-risk band nationally. More and more, it is the insurance bill rather than the mortgage that turns a Juneau County owner into a seller.
The reading rests on a FEMA hazard score of 52/100; NFIP flood-claim stress of 0/100 over three years; 1 flood federal disaster declaration in three years - the specific exposures that widen premiums and shrink the carrier pool in Juneau County.
It is the combination -- 52/100 hazard, 0/100 claims -- that makes carrying cost the operative trigger here rather than the loan.
The declaration history is led by flood events — the peril most likely to drive non-renewals locally.
With construction distress at 3/100, the cost to rebuild is elevated, which feeds directly into what carriers charge.
Three years of NFIP activity in Juneau County comes to 0 claims worth $0, and that ledger is what carriers price against.
Read as a targeting input, 27/100 puts Juneau County #1837 of 3,222 — high enough that renewal-driven listings should be expected rather than treated as outliers.
Insurance distress rarely travels by itself, so DLRadar aligns Juneau County's 27/100 with foreclosure, lien and ownership records — separating owners squeezed only by coverage from those under broader strain.
Because Juneau County is rebuilt monthly from fresh federal and carrier inputs, the score you see is current to the latest renewal cycle, and its #1837 national rank moves as conditions do.
Every county gets the same monthly FEMA/NFIP/carrier scoring, linked through to parcel-level distress and ownership data. The result is early access to owners whose trigger is insurance rather than default.
Deterministic. Every signal traces to a public dataset (FEMA, NFIP, Census) · how insurance distress works · methodology
Juneau County insurance distress — FAQ
What is the home-insurance-distress score for Juneau County, Wisconsin?
DLRadar grades Juneau County at 27/100 - LOW, #1837 of 3,222 U.S. counties. It combines FEMA hazard (52/100), three-year NFIP flood-claim stress (0/100) and carrier-withdrawal pressure, refreshed monthly from federal records.
How much has flood insurance paid out in Juneau County?
Over the trailing three years, Juneau County recorded 0 NFIP flood claims with $0 paid out, roughly $0 per claim. That loss history is a primary input insurers use when they raise premiums or decline to renew.
Why does insurance distress create distressed sellers in Juneau County?
When coverage in Juneau County becomes unaffordable or unavailable, the maths on holding the property changes. Owners in that position tend to list while still current on the mortgage, so the insurance signal arrives ahead of any foreclosure data.