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Logan County, WV: Home-Insurance Distress & Forced-Sale Pressure

Logan County, WV: 67/100 (elevated) home-insurance distress; Logan, WV band MEDIUM; Logan, WV #706 of 3,222 counties; Logan, WV #18 of 55 in West Virginia; raw Logan, WV 61.3.

FEMA hazard, Logan, WV: 50/100; Logan, WV declarations, three years: 4; Logan, WV perils: 2 severe-storm; Logan, WV five-year count 4 (severity 8.0); Logan, WV ten-year 4; hazard-weighted, Logan, WV: 2.0.

Declared incidents on the Logan, WV record: 2026 Winter Storm 2; 2025 Severe Storm 2 (Logan, WV).

NFIP claims, Logan, WV, three years: 52; Logan, WV payouts $2,500,874; per Logan, WV claim $48,094; Logan, WV claim-stress 93/100.

Logan, WV monthly score fell, 66 (March 2026) to 61 (October 2026); Logan, WV by month: March 66, April 66, May 66, June 66 (Logan, WV), July 64, August 62, September 67, October 61.

Logan, WV components: climate 40, NFIP claims 93; Logan, WV retreat index 61.

Construction distress, Logan, WV: 3/100 as of August 2026 (Logan, WV: 3/100 one-to-four unit, 0/100 multifamily).

Logan, WV ZIPs, June 2026 (Logan, WV, 16 highest): score 0 (Logan, WV), climate 76 (Logan, WV): 25022, 25076, 25121, 25183, Logan, WV 25547, 25601, 25606, 25607, Logan, WV 25611, 25612, 25617, 25624, Logan, WV 25625, 25628, 25630, 25632.

DLRadar rescores Logan, WV monthly; Logan, WV readings join Logan, WV foreclosure, lien and ownership parcels (Logan, WV), so cost-squeezed Logan, WV owners surface before listing.

Inside West Virginia, Logan County ranks 19th of 55 counties for home-insurance distress at 67/100; Wayne County (68/100) sits just above Logan County, and Mcdowell County (67/100) sits just below Logan County.

Insurance distress
67/100
Logan, WV: MEDIUM
National rank
#706
Logan, WV: of 3,222 counties
FEMA hazard
50/100
Logan County hazard
NFIP claim stress
93/100
Logan, WV 3-year
Flood claims (3y)
52
Logan, WV
Claims paid (3y)
$2,500,874
Logan, WV payouts
Per claim
$48,094
Logan, WV
Construction distress
3/100
Logan, WV

Deterministic. Every Logan County, WV signal traces to a public Logan dataset (FEMA, NFIP, Census for Logan, WV) · how insurance distress works in Logan, WV · methodology

FAQ: Logan County, WV insurance distress

What is the Logan County, WV home-insurance-distress score?

Logan, WV: 67/100 (MEDIUM), #706 of 3,222, #18 in West Virginia. FEMA hazard, Logan, WV: 50/100; NFIP stress, Logan, WV: 93/100; construction, Logan, WV: 3/100; Logan, WV rescores monthly.

Is Logan County insurance distress getting better or worse (WV)?

Logan, WV: 66 in March 2026; Logan, WV: 61 in October 2026 (better); Logan, WV climate component 40; Logan, WV NFIP claims score 93.

How many flood-insurance claims has Logan County, WV had?

Logan, WV: 52 NFIP claims, three years; Logan, WV paid $2,500,874; per Logan, WV claim $48,094; carriers reprice Logan, WV against that record.

Which Logan County ZIP codes carry the most insurance distress (WV)?

Logan, WV, June 2026: 25022 at 0, 25076 at 0, 25121 at 0, 25183 at 0; Logan, WV climate scores there: 76, 76, 76, 76.

Why does Logan, WV insurance distress create sellers?

A Logan, WV premium outruns the Logan, WV budget; a carrier leaves Logan, WV; Logan, WV carrying cost passes plan; Logan, WV owners sell while current; Logan, WV insurance distress leads Logan, WV foreclosure data.

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