Mercer County, WV: Home-Insurance Distress & Forced-Sale Pressure
Mercer County, WV: 84/100 (severe) home-insurance distress; Mercer, WV band HIGH; Mercer, WV #257 of 3,222 counties; Mercer, WV #5 of 55 in West Virginia; raw Mercer, WV 77.6.
FEMA hazard, Mercer, WV: 78/100; Mercer, WV declarations, three years: 6; Mercer, WV perils: 2 tropical-storm, 2 severe-storm; Mercer, WV five-year count 6 (severity 11.0); Mercer, WV ten-year 6; hazard-weighted, Mercer, WV: 8.0.
Declared incidents on the Mercer, WV record: 2026 Winter Storm 2; 2025 Severe Storm 2 (Mercer, WV); 2024 Tropical Storm 2 (Mercer, WV).
NFIP claims, Mercer, WV, three years: 22; Mercer, WV payouts $1,434,915; per Mercer, WV claim $65,223; Mercer, WV claim-stress 92/100.
Mercer, WV monthly score fell, 80 (March 2026) to 78 (October 2026); Mercer, WV by month: March 80, April 80, May 83, June 83 (Mercer, WV), July 80, August 80, September 85, October 78.
Mercer, WV components: climate 68, NFIP claims 92; Mercer, WV retreat index 78.
Construction distress, Mercer, WV: 1/100 as of August 2026 (Mercer, WV: 2/100 one-to-four unit, 0/100 multifamily).
Mercer, WV ZIPs, June 2026 (Mercer, WV, 16 highest): score 0 (Mercer, WV), climate 63 (Mercer, WV): 25902; score 0 (Mercer, WV), climate 62 (Mercer, WV): 24736, 24747; score 0 (Mercer, WV), climate 61 (Mercer, WV): 24701, 24712, 24714, 24715, Mercer, WV 24724, 24729, 24731, 24733, Mercer, WV 24737, 24738, 24739, 24740, Mercer, WV 25820.
DLRadar rescores Mercer, WV monthly; Mercer, WV readings join Mercer, WV foreclosure, lien and ownership parcels (Mercer, WV), so cost-squeezed Mercer, WV owners surface before listing.
Inside West Virginia, Mercer County ranks 5th of 55 counties for home-insurance distress at 84/100; Boone County (86/100) sits just above Mercer County, and Tyler County (78/100) sits just below Mercer County.
Deterministic. Every Mercer County, WV signal traces to a public Mercer dataset (FEMA, NFIP, Census for Mercer, WV) · how insurance distress works in Mercer, WV · methodology
FAQ: Mercer County, WV insurance distress
What is the Mercer County, WV home-insurance-distress score?
Mercer, WV: 84/100 (HIGH), #257 of 3,222, #5 in West Virginia. FEMA hazard, Mercer, WV: 78/100; NFIP stress, Mercer, WV: 92/100; construction, Mercer, WV: 1/100; Mercer, WV rescores monthly.
Is Mercer County insurance distress getting better or worse (WV)?
Mercer, WV: 80 in March 2026; Mercer, WV: 78 in October 2026 (better); Mercer, WV climate component 68; Mercer, WV NFIP claims score 92.
How many flood-insurance claims has Mercer County, WV had?
Mercer, WV: 22 NFIP claims, three years; Mercer, WV paid $1,434,915; per Mercer, WV claim $65,223; carriers reprice Mercer, WV against that record.
Which Mercer County ZIP codes carry the most insurance distress (WV)?
Mercer, WV, June 2026: 25902 at 0, 24736 at 0, 24747 at 0, 24701 at 0; Mercer, WV climate scores there: 63, 62, 62, 61.
Why does Mercer, WV insurance distress create sellers?
A Mercer, WV premium outruns the Mercer, WV budget; a carrier leaves Mercer, WV; Mercer, WV carrying cost passes plan; Mercer, WV owners sell while current; Mercer, WV insurance distress leads Mercer, WV foreclosure data.