Mingo County, WV: Home-Insurance Distress & Forced-Sale Pressure

Insurance distress in Mingo County, West Virginia reads elevated (62/100), in the upper half of U.S. counties — #802 nationally. The trigger here is the premium, not the payment: uninsurable or unaffordable coverage moves owners to list ahead of any default.

Monthly rebuilds keep Mingo County honest: 62/100 reflects the renewal environment carriers are pricing right now.

Because coverage pressure seldom acts alone, Mingo County's 62/100 is cross-checked against foreclosure filings, liens and ownership churn to isolate the truly insurance-driven sellers.

Driving it: a FEMA hazard score of 41/100; NFIP flood-claim stress of 93/100 over three years, all of which push carriers toward higher rates or non-renewal.

For a buyer, Mingo County at 62/100 is a where-to-look signal: some share of owners are absorbing a coverage bill rising faster than planned, and a portion will sell rather than carry it.

A 41/100 hazard base sitting alongside 93/100 in realized flood stress is the signature DLRadar treats as insurance-driven seller pressure.

With 162 flood claims and $5,821,680 in payouts on the three-year record, Mingo County gives underwriters a concrete reason to reprice or exit.

Construction distress sits at 4/100, so the replacement cost insurers underwrite against is elevated here.

DLRadar scores insurance distress monthly for every U.S. county from FEMA, NFIP and carrier-pressure data, then links it to parcel-level foreclosure, tax-lien and ownership signals. So you can reach the owners whose trigger is carrying cost — before they list.