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Raleigh County, WV: Home-Insurance Distress & Forced-Sale Pressure

Raleigh County, WV: 61/100 (elevated) home-insurance distress; Raleigh, WV band MEDIUM; Raleigh, WV #858 of 3,222 counties; Raleigh, WV #29 of 55 in West Virginia.

FEMA hazard, Raleigh, WV: 50/100; Raleigh, WV declarations, three years: 6; Raleigh, WV perils: 3 severe-storm; Raleigh, WV five-year count 4 (severity 8.0); Raleigh, WV ten-year 4; hazard-weighted, Raleigh, WV: 3.0.

Declared incidents on the Raleigh, WV record: 2026 Winter Storm 2; 2025 Severe Storm 2 (Raleigh, WV).

NFIP claims, Raleigh, WV, three years: 15; Raleigh, WV payouts $234,399; per Raleigh, WV claim $15,627; Raleigh, WV claim-stress 79/100.

Raleigh, WV monthly score fell, 62 (March 2026) to 56 (October 2026); Raleigh, WV by month: March 62, April 62, May 62, June 62 (Raleigh, WV), July 60, August 58, September 63, October 56.

Raleigh, WV components: climate 40, NFIP claims 79; Raleigh, WV retreat index 56.

Construction distress, Raleigh, WV: 28/100 as of August 2026 (Raleigh, WV: 29/100 one-to-four unit, 0/100 multifamily).

Raleigh, WV ZIPs, June 2026 (Raleigh, WV, 16 highest): score 0 (Raleigh, WV), climate 63 (Raleigh, WV): 25007, 25008, 25044, 25048, Raleigh, WV 25060, 25062, 25140, 25174, Raleigh, WV 25180, 25209, 25801, 25811, Raleigh, WV 25813, 25817, 25818, 25823.

DLRadar rescores Raleigh, WV monthly; Raleigh, WV readings join Raleigh, WV foreclosure, lien and ownership parcels (Raleigh, WV), so cost-squeezed Raleigh, WV owners surface before listing.

Inside West Virginia, Raleigh County ranks 29th of 55 counties for home-insurance distress at 61/100; Fayette County (63/100) sits just above Raleigh County, and Preston County (59/100) sits just below Raleigh County.

Insurance distress
61/100
Raleigh, WV: MEDIUM
National rank
#858
Raleigh, WV: of 3,222 counties
FEMA hazard
50/100
Raleigh County hazard
NFIP claim stress
79/100
Raleigh, WV 3-year
Flood claims (3y)
15
Raleigh, WV
Claims paid (3y)
$234,399
Raleigh, WV payouts
Per claim
$15,627
Raleigh, WV
Construction distress
28/100
Raleigh, WV

Deterministic. Every Raleigh County, WV signal traces to a public Raleigh dataset (FEMA, NFIP, Census for Raleigh, WV) · how insurance distress works in Raleigh, WV · methodology

FAQ: Raleigh County, WV insurance distress

What is the Raleigh County, WV home-insurance-distress score?

Raleigh, WV: 61/100 (MEDIUM), #858 of 3,222, #29 in West Virginia. FEMA hazard, Raleigh, WV: 50/100; NFIP stress, Raleigh, WV: 79/100; construction, Raleigh, WV: 28/100; Raleigh, WV rescores monthly.

Is Raleigh County insurance distress getting better or worse (WV)?

Raleigh, WV: 62 in March 2026; Raleigh, WV: 56 in October 2026 (better); Raleigh, WV climate component 40; Raleigh, WV NFIP claims score 79.

How many flood-insurance claims has Raleigh County, WV had?

Raleigh, WV: 15 NFIP claims, three years; Raleigh, WV paid $234,399; per Raleigh, WV claim $15,627; carriers reprice Raleigh, WV against that record.

Which Raleigh County ZIP codes carry the most insurance distress (WV)?

Raleigh, WV, June 2026: 25007 at 0, 25008 at 0, 25044 at 0, 25048 at 0; Raleigh, WV climate scores there: 63, 63, 63, 63.

Why does Raleigh, WV insurance distress create sellers?

A Raleigh, WV premium outruns the Raleigh, WV budget; a carrier leaves Raleigh, WV; Raleigh, WV carrying cost passes plan; Raleigh, WV owners sell while current; Raleigh, WV insurance distress leads Raleigh, WV foreclosure data.

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