Summers County, WV: Home-Insurance Distress & Forced-Sale Pressure
Summers County, WV: 36/100 (moderate) home-insurance distress; Summers, WV band LOW; Summers, WV #1,451 of 3,222 counties; Summers, WV #35 of 55 in West Virginia.
FEMA hazard, Summers, WV: 50/100; Summers, WV declarations, three years: 6; Summers, WV perils: 3 severe-storm; Summers, WV five-year count 4 (severity 8.0); Summers, WV ten-year 4; hazard-weighted, Summers, WV: 3.0.
Declared incidents on the Summers, WV record: 2026 Winter Storm 2; 2025 Severe Storm 2 (Summers, WV).
NFIP claims, Summers, WV, three years: 1; Summers, WV payouts $0; per Summers, WV claim $0; Summers, WV claim-stress 15/100.
Summers, WV monthly score fell, 37 (March 2026) to 30 (October 2026); Summers, WV by month: March 37, April 37, May 36, June 36 (Summers, WV), July 34, August 33, September 38, October 30.
Summers, WV components: climate 40, NFIP claims 15; Summers, WV retreat index 30.
Construction distress, Summers, WV: 67/100 as of August 2026 (Summers, WV: 68/100 one-to-four unit, 0/100 multifamily).
Summers, WV ZIPs, June 2026 (Summers, WV, 16 highest): score 0 (Summers, WV), climate 59 (Summers, WV): 25825; score 0 (Summers, WV), climate 58 (Summers, WV): 25841; score 0 (Summers, WV), climate 48 (Summers, WV): 24910, 25976; score 0 (Summers, WV), climate 37 (Summers, WV): 25951; score 0 (Summers, WV), climate 36 (Summers, WV): 25979; score 0 (Summers, WV), climate 34 (Summers, WV): 24935, 24962, 25966, 25969, Summers, WV 25977, 25978, 25985; score 0 (Summers, WV), climate 32 (Summers, WV): 24981; score 0 (Summers, WV), climate 26 (Summers, WV): 24985; score 0 (Summers, WV), climate 25 (Summers, WV): 24963.
DLRadar rescores Summers, WV monthly; Summers, WV readings join Summers, WV foreclosure, lien and ownership parcels (Summers, WV), so cost-squeezed Summers, WV owners surface before listing.
Inside West Virginia, Summers County ranks 35th of 55 counties for home-insurance distress at 36/100; Ritchie County (44/100) sits just above Summers County, and Calhoun County (32/100) sits just below Summers County.
Deterministic. Every Summers County, WV signal traces to a public Summers dataset (FEMA, NFIP, Census for Summers, WV) · how insurance distress works in Summers, WV · methodology
FAQ: Summers County, WV insurance distress
What is the Summers County, WV home-insurance-distress score?
Summers, WV: 36/100 (LOW), #1,451 of 3,222, #35 in West Virginia. FEMA hazard, Summers, WV: 50/100; NFIP stress, Summers, WV: 15/100; construction, Summers, WV: 67/100; Summers, WV rescores monthly.
Is Summers County insurance distress getting better or worse (WV)?
Summers, WV: 37 in March 2026; Summers, WV: 30 in October 2026 (better); Summers, WV climate component 40; Summers, WV NFIP claims score 15.
How many flood-insurance claims has Summers County, WV had?
Summers, WV: 1 NFIP claims, three years; Summers, WV paid $0; per Summers, WV claim $0; carriers reprice Summers, WV against that record.
Which Summers County ZIP codes carry the most insurance distress (WV)?
Summers, WV, June 2026: 25825 at 0, 25841 at 0, 24910 at 0, 25976 at 0; Summers, WV climate scores there: 59, 58, 48, 48.
Why does Summers, WV insurance distress create sellers?
A Summers, WV premium outruns the Summers, WV budget; a carrier leaves Summers, WV; Summers, WV carrying cost passes plan; Summers, WV owners sell while current; Summers, WV insurance distress leads Summers, WV foreclosure data.