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Wirt County, WV: Home-Insurance Distress & Forced-Sale Pressure

Wirt County, WV: 0/100 (low) home-insurance distress; Wirt, WV band ZERO; Wirt, WV #3,177 of 3,222 counties; Wirt, WV #55 of 55 in West Virginia; Wirt, WV coverage multiplier 0.70.

FEMA hazard, Wirt, WV: 0/100; Wirt, WV declarations, three years: 2; Wirt, WV five-year count 2 (severity 4.0); Wirt, WV ten-year 2.

Declared incidents on the Wirt, WV record: 2026 Winter Storm 2 (Wirt, WV).

NFIP claims, Wirt, WV, three years: none; Wirt, WV claim-stress 0/100.

Wirt, WV monthly score: 0 in every month from March 2026 (Wirt, WV) through October 2026.

Wirt, WV components: all zero this month; Wirt, WV climate multiplier 0.70.

Construction distress, Wirt, WV: 52/100 as of August 2026 (Wirt, WV: 49/100 one-to-four unit, 28/100 multifamily).

Wirt, WV ZIPs, June 2026 (Wirt, WV, 8 highest): score 0 (Wirt, WV), climate 70 (Wirt, WV): 26180; score 0 (Wirt, WV), climate 42 (Wirt, WV): 25252; score 0 (Wirt, WV), climate 37 (Wirt, WV): 25270; score 0 (Wirt, WV), climate 15 (Wirt, WV): 26143; score 0 (Wirt, WV), climate 13 (Wirt, WV): 26152; score 0 (Wirt, WV), climate 12 (Wirt, WV): 26138, 26141; score 0 (Wirt, WV), climate 8 (Wirt, WV): 26160.

DLRadar rescores Wirt, WV monthly; Wirt, WV readings join Wirt, WV foreclosure, lien and ownership parcels (Wirt, WV), so cost-squeezed Wirt, WV owners surface before listing.

Inside West Virginia, Wirt County ranks 55th of 55 counties for home-insurance distress at 0/100; Pocahontas County (0/100) sits just above Wirt County.

Insurance distress
0/100
Wirt, WV: ZERO
National rank
#3177
Wirt, WV: of 3,222 counties
FEMA hazard
0/100
Wirt County hazard
NFIP claim stress
0/100
Wirt, WV 3-year
Flood claims (3y)
0
Wirt, WV
Claims paid (3y)
$0
Wirt, WV payouts
Per claim
$0
Wirt, WV
Construction distress
52/100
Wirt, WV

Deterministic. Every Wirt County, WV signal traces to a public Wirt dataset (FEMA, NFIP, Census for Wirt, WV) · how insurance distress works in Wirt, WV · methodology

FAQ: Wirt County, WV insurance distress

What is the Wirt County, WV home-insurance-distress score?

Wirt, WV: 0/100 (ZERO), #3,177 of 3,222, #55 in West Virginia. FEMA hazard, Wirt, WV: 0/100; NFIP stress, Wirt, WV: 0/100; construction, Wirt, WV: 52/100; Wirt, WV rescores monthly.

Is Wirt County insurance distress getting better or worse (WV)?

Wirt, WV: 0 in March 2026; Wirt, WV: 0 in October 2026 (unchanged).

Which Wirt County ZIP codes carry the most insurance distress (WV)?

Wirt, WV, June 2026: 26180 at 0, 25252 at 0, 25270 at 0, 26143 at 0; Wirt, WV climate scores there: 70, 42, 37, 15.

Why does Wirt, WV insurance distress create sellers?

A Wirt, WV premium outruns the Wirt, WV budget; a carrier leaves Wirt, WV; Wirt, WV carrying cost passes plan; Wirt, WV owners sell while current; Wirt, WV insurance distress leads Wirt, WV foreclosure data.

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