ZIP
46051
IN · County 18095 · pop 2,857 (population)
28.2
Opportunity Index
WEAKNational rank #26708
Why This ZIP
ZIP 46051 ranks #26708 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 37.7, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 46051 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 18095 — ZIP 46051 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 18095 — ZIP 46051 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 18095 — ZIP 46051 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 20.0 |
| Foreclosure / Delinquency | 16.0 |
| Vacancy | 3.7 |
▼ Top 3 Risk Signals
| Bank Institutional | 31.5 |
| Construction Pressure | 31.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#26708
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp37.7
Pulse score21.9
Signal Breakdown — 10 Categories
Vacancy
3.7
Auction / REO
—
Construction Pressure
31.2
FL Deep Bonus
—
Property Stress
20.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
31.5
Insurance Distress
0.0
Foreclosure / Delinquency
16.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
3.7%
Bank Score
31.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 46051 | 21.9 | 18.8 | 0.0 | — |
| County 18095 | 32.0 | 18.5 | 0.0 | 37.1 |
| IN state avg | 31.4 | 14.7 | 0.0 | 33.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 46016 | 38.2 | PEAK_OPPORTUNITY | VACANCY | 46 | 20 |
| 46012 | 37.8 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 50 | 20 |
| 46017 | 37.7 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 61 | 20 |
| 46064 | 37.0 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 50 | 19 |
| 46011 | 36.6 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 56 | 20 |
| 46928 | 35.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 20 |
| 46013 | 34.6 | WATCHLIST | BANK_INSTITUTIONAL | 41 | 20 |
| 46001 | 33.5 | EARLY_SIGNAL | VACANCY | — | 20 |
| 47356 | 33.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 22 |
| 46036 | 32.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 20 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/46051
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.