ZIP
75446
TX · County 48147 · pop 3,653 (population)
26.4
Opportunity Index
WEAKNational rank #29998
Why This ZIP
ZIP 75446 ranks #29998 nationally with phase WEAK. Primary driver: VACANCY. Capital opportunity score is 24.6, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 75446 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48147 — ZIP 75446 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48147 — ZIP 75446 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48147 — ZIP 75446 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 19.0 |
| Property Stress | 16.0 |
| Vacancy | 15.3 |
▼ Top 3 Risk Signals
| Bank Institutional | 64.6 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#29998
PhaseWEAK
Primary driverVACANCY
Capital opp24.6
Pulse score27.6
Signal Breakdown — 10 Categories
Vacancy
15.3
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
10.9
Bank Institutional
64.6
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
80.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
15.3%
Bank Score
64.6
Insurance Score
0.0
Listings Discount
10.9
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 75446 | 27.6 | 17.1 | 0.0 | 10.9 |
| County 48147 | 27.3 | 16.1 | 0.0 | 16.0 |
| TX state avg | 32.2 | 17.9 | 0.6 | 31.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 75469 | 37.0 | PEAK_OPPORTUNITY | VACANCY | 48 | 16 |
| 75452 | 34.1 | WATCHLIST | BANK_INSTITUTIONAL | 37 | 14 |
| 75491 | 33.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 15 |
| 75490 | 33.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 37 | 15 |
| 75423 | 32.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 13 |
| 75449 | 30.8 | WEAK | VACANCY | — | 14 |
| 75496 | 30.4 | WEAK | BANK_INSTITUTIONAL | 20 | 14 |
| 75479 | 28.6 | WEAK | VACANCY | — | 15 |
| 75413 | 28.2 | WEAK | VACANCY | — | 15 |
| 75488 | 28.2 | WEAK | VACANCY | — | 15 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/75446
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.