Bank Of Cave City (FDIC #105): Bank Stress & Real-Estate Credit Exposure

Bank Of Cave City (FDIC Cert #105): bank stress 86/100, severe, STABLE over 7 days; parent SHARP BANCSHARES INC.

Bank Of Cave City (#105) lends in 3 counties across 1 state; Bank Of Cave City (#105) reaches 40 ZIP codes: Arkansas 3 counties, 40 ZIPs.

Bank Of Cave City (#105) largest markets: Independence County, AR (20 branches, 20 ZIPs) (#105), Lawrence County, AR (28 branches, 14 ZIPs) (#105), Sharp County, AR (26 branches, 13 ZIPs) (#105).

Bank Of Cave City (#105) reports $194.4 million in total assets; Bank Of Cave City (#105) equity $11.5 million (5.9% of Bank Of Cave City (#105) assets); Bank Of Cave City (#105) domestic deposits $171.9 million; Bank Of Cave City (#105) net income $747,000; Bank Of Cave City (#105) return on assets 0.78%; Bank Of Cave City (#105) return on equity 12.97%; Bank Of Cave City (#105) net interest income $3.7 million; Bank Of Cave City (#105) call report June 30, 2026.

Bank Of Cave City (#105) noncurrent real-estate loans: none reported; Bank Of Cave City (#105) net charge-offs on real estate 1.88%; Bank Of Cave City (#105) residential charge-offs 0.79%.

Bank Of Cave City (#105) net interest margin 4.35% against an eight-quarter Bank Of Cave City (#105) average of 4.10% (Bank Of Cave City (#105) compression -0.25 points); Bank Of Cave City (#105) non-residential real estate 78.6% of equity; Bank Of Cave City (#105) rate-exposure score 40/100, Bank Of Cave City (#105) fixed-rate trap 40/100; Bank Of Cave City (#105) risk type credit driven; Bank Of Cave City (#105) rate regime rates elevated, Bank Of Cave City (#105) snapshot October 19, 2026.

Bank Of Cave City (#105) stress score moved from 85.2 on June 22, 2026 to 85.6 on October 19, 2026; Bank Of Cave City (#105) ranged 85.2 to 85.6 over 116 snapshots.

Bank Of Cave City (#105) alerts: 3 counties; top Bank Of Cave City (#105) alert scores: Batesville County, AR 28 (low); Evening Shade County, AR 28 (low); Strawberry County, AR 28 (low).