Independence County, AR: Foreclosures, Tax Liens & Distressed Properties

Independence County, AR, Arkansas: 20 ZIP codes scored, Independence County, AR averaging 23/100 (low, Independence, AR), from 21 to 31. Independence County, AR is in its peak phase (Independence, AR confidence 22/100): Independence, AR home prices up 2.6% (Independence, AR) over twelve months. Independence County, AR lender headwind: 62/100.

Highest-scoring Independence County, AR ZIPs: 72572 (31/100), 72081 (29/100), 72020 (27/100), 72112 (27/100), 72523 (25/100), 72568 (24/100). Also scored in Independence County, AR: 72521, 72165, 72501, 72522, 72524, 72526, 72527, 72534, 72550, 72553.

Across Independence County, AR's scored ZIPs: median home value $135,188, household income $51,243, 13.2% vacancy, 18.5% poverty, 78% owner-occupied, median age 40.9.

Independence County, AR insurance distress 66/100 (#728 in the US); FEMA hazard 63/100 for Independence, AR; 9 federal disaster declarations in Independence County, AR since 2023; 2 Independence, AR NFIP flood claims, $75K paid; Independence, AR construction distress 6/100.

8 banks with 18 branches lend in Independence County, AR; Independence, AR weighted bank stress 65/100, highest 86/100 in Independence, AR.

Independence County, AR unemployment 3.0% (Independence, AR -0.8 pts, six months); 33 new housing units permitted in Independence County, AR over twelve months, Independence, AR up 50% from 22; Independence, AR home prices +9.9% a year (Independence, AR) over three years.

16,786 housing units in Independence County, AR; 4,699 Independence, AR renter households; 38% of Independence, AR renters spend 30%+ of income on rent, 19% (Independence, AR) half or more.

Independence County, AR ranks #1,329 nationally on the opportunity index (Independence, AR, among all ranked counties); Independence, AR scores 30.0/100 and Independence, AR sits #59 inside Arkansas. Independence, AR is in the early_signal opportunity phase; Independence, AR's primary driver is vacancy, Independence, AR second driver bank institutional; Independence, AR moved up 862 places. 10 short-sale listings across Independence, AR; 69 days on market observed in Independence, AR; 13.7% vacancy over 20 Independence, AR ZIPs.

No CFPB county sample covers Independence County, AR. The non-metro area reading for Independence, AR: 1.5% ninety-plus days late; Independence, AR's thirty-to-eighty-nine share is 3.0% (Independence, AR, December 2025 data); Arkansas overall 1.3%.

Independence County, AR has 6 watched banks; 6 Independence, AR banks sit in an elevated band. Independence, AR footprints: Merchants&Planters Bank (4 branches, stress 76) in Independence, AR; First Community Bank (4 branches, stress 72) in Independence, AR; Citizens Bank (4 branches, stress 63) in Independence, AR.

HUD lists 6 assisted multifamily properties in Independence County, AR with 97 units; 96 Independence, AR units are assisted, 1 Independence, AR properties under project-based Section 8.

2,148 of the 16,786 housing units in Independence, AR sit vacant. Independence County, AR permitted 26 multifamily units in twelve months; Independence, AR's one-to-four unit structures added 7 units in Independence County, AR.