ZIP 72165 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 72165 (Independence County, Arkansas) returns a low composite of 21/100. The sharpest non-environmental signals are structural risk (45/100), institutional ownership (44/100). Climate and flood risk are elevated too — flood (NFIP) exposure (72/100), climate & FEMA risk (68/100). Structural exposure scores 45 and live distress 0 on the 0–100 scale.

The market reads peak — home values rose 2.6% year on year (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 40. The vacancy rate is 0.0%. 100% of housing is owner-occupied. Educational attainment sits at 0% bachelor's-or-above. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. The demographic-stress sub-score lands at 55/100. The ZIP holds roughly 22 housing units.

Overall 72165 looks resilient on the surface, so the edge is isolating individual stressed parcels. Parcel-level detail for 72165 is not published yet -- the ZIP-level readings above remain fully sourced.

Big metro or rural, 72165 runs through one identical scoring model, so its 21/100 sits on the same scale as every other ZIP in Independence County, Arkansas and the nation. Every figure is auditable to a public dataset and refreshed as records update; 72165 shows blanks, not estimates, wherever the record is sparse.

72165's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 72165 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.