Independence County, AR Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Independence County, AR distress report, 2026: 20 ZIPs scored in Independence, AR, Independence, AR average 23/100; the top Independence, AR ZIP is 72572 at 31/100; Independence, AR market phase peak, Independence, AR prices +2.6% year over year.
- Independence, AR ranks #1,329 nationally (opportunity index); Independence, AR #59 in Arkansas; Independence, AR index 30.0.
- Independence, AR: no CFPB county sample; Independence, AR non-metro area reading 1.5%.
- Independence, AR ZIP phases: 20 peak.
- Independence, AR residential listings tracked: 17 across 14 ZIPs; Independence, AR candidate listings 4.
- Independence, AR HUD assisted properties: 6 with 97 units.
- Independence, AR lenders on watch: 6; largest Independence, AR footprint Merchants&Planters Bank (4 branches).
- Independence, AR most distressed ZIP: 72572 at 31/100.
Independence, AR figures: DLRadar distress index; Independence, AR inputs: CFPB, FHFA, HUD, FDIC; Independence, AR rebuilt as sources refresh.
| Rank | Independence, AR ZIP | Score |
|---|---|---|
| 1 | 72572 | 31/100 |
| 2 | 72081 | 29/100 |
| 3 | 72020 | 28/100 |
| 4 | 72112 | 28/100 |
| 5 | 72523 | 25/100 |
| 6 | 72568 | 24/100 |
| 7 | 72521 | 23/100 |
| 8 | 72534 | 22/100 |
| 9 | 72579 | 22/100 |
| 10 | 72165 | 21/100 |
| 11 | 72501 | 21/100 |
| 12 | 72522 | 21/100 |
Most distressed Independence, AR ZIPs (0-100, 2026)
Mortgage delinquency around Independence, AR
No CFPB county sample covers Independence, AR; the non-metro area reading for Independence, AR: 1.5% ninety-plus; Independence, AR area thirty-to-eighty-nine 3.0% (December 2025, Independence, AR); Arkansas overall 1.3%.
Opportunity index: Independence, AR
Independence, AR index 30.0, Independence, AR phase early_signal; Independence, AR primary driver vacancy, Independence, AR second driver bank institutional. Independence, AR components: property stress 19.7, foreclosure pressure 20.3, listing discounts 39.7, bank stress 54.9, insurance 0.0; Independence, AR pulse 30.8; Independence, AR capital opportunity 28.9; Independence, AR seven-day change +0.1%.
ZIP market phases inside Independence, AR
20 Independence, AR ZIPs carry a price-cycle phase; Independence, AR ZIPs by phase (Independence, AR), deepest drawdown first: peak, +3.3% YoY, 0.1% off peak (Independence, AR): 72112; peak, +3.2% YoY, 0.1% off peak (Independence, AR): 72523; peak, +3.2% YoY, 0.0% off peak (Independence, AR): 72572; peak, +3.1% YoY, 0.0% off peak (Independence, AR): 72521; peak, +3.0% YoY, 0.0% off peak (Independence, AR): 72020; peak, +2.9% YoY, 0.0% off peak (Independence, AR): 72550; peak, +2.8% YoY, 0.0% off peak (Independence, AR): 72579, 72534; peak, +2.7% YoY, 0.0% off peak (Independence, AR): 72501; peak, +2.6% YoY (Independence, AR): 72081, 72165, 72522, 72524, Independence, AR 72526, 72527, 72553.
Residential listings by Independence, AR ZIP
Independence, AR ZIPs with the most tracked Independence, AR residential listings: 72501 13 listings, 3 candidates, bank pressure 59; 72526 1 listings, 1 candidates, bank pressure 65; 72562 1 listings, 0 candidates, bank pressure 65; 72564 1 listings, 0 candidates, bank pressure 65 (Independence, AR); 72568 1 listings, 0 candidates, bank pressure 62; 72165 0 listings, 0 candidates, bank pressure 65; 72522 0 listings, 0 candidates, bank pressure 65; 72524 0 listings, 0 candidates, bank pressure 65. Independence, AR totals: 17 listings; Independence, AR candidates 4; active ZIPs 1.
HUD assisted housing in Independence, AR
6 assisted properties with 97 units sit in Independence, AR; largest Independence, AR properties: Hill Haven Manor (Batesville) 20 units, 20 assisted; Sun Valley Apartments (Batesville) 20 units, 20 assisted; Independence Apartments (Batesville) 18 units, 18 assisted in Independence, AR; Spring Creek Manor (Sulphur Rock) 16 units, 16 assisted; White River Manor, Inc. (Oil Trough) 12 units, 12 assisted; Lighthouse Group Home (Batesville) 11 units, 10 assisted.
Lenders with branches in Independence, AR
Independence, AR lenders by branch count: Merchants&Planters Bank (Independence, AR): stress 76, 4 branches low in Independence, AR; First Community Bank (Independence, AR): stress 72, 4 branches low in Independence, AR; Citizens Bank (Independence, AR): stress 63, 4 branches low in Independence, AR; Centennial Bank (Independence, AR): stress 23, 2 branches low in Independence, AR; Bank Of Cave City (Independence, AR): stress 86, 1 branch low in Independence, AR; Fnbc Bank (Independence, AR): stress 65, 1 branch low in Independence, AR.
Vacancy and permits, Independence, AR
2,148 of 16,786 Independence, AR housing units are vacant; Independence, AR permits, twelve months: 26 multifamily units in Independence, AR, 7 one-to-four unit units.
Work Independence, AR at the parcel level
Every Independence, AR parcel carries owner and address; every Independence, AR parcel carries APN; Independence, AR distress scores sit on the Independence, AR live board.
Independence, AR figures refresh with each source.
Independence, AR questions
Most distressed ZIP code in Independence County, AR?
ZIP 72572 leads Independence, AR at 31/100; next in Independence, AR: 72081 at 29/100; the Independence, AR average is 23/100.
Where does Independence County, AR rank for investment opportunity?
Independence, AR is #1,329 among all ranked counties, #59 in Arkansas; the Independence, AR driver is vacancy; Independence, AR moved up 862 places.
How many mortgages are delinquent in Independence County, AR?
Independence, AR takes the non-metro area reading of 1.5% for December 2025; no CFPB county sample covers Independence, AR.
Which banks lend in Independence County, AR?
6 watched lenders hold Independence, AR branches; the largest Independence, AR footprints are Merchants&Planters Bank (4), First Community Bank (4), Citizens Bank (4).
More on Independence, AR
Independence County, AR distress report: public-record figures for Independence, AR; not legal advice for Independence, AR; not tax or investment advice; verify every Independence, AR record before acting.