Independence County, AR Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Independence County, Arkansas? DLRadar grades every Independence County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 29/100. Here is the 2026 Independence County breakdown.
- Independence County's most distressed ZIP is 72081 at 29/100.
- 20 ZIP codes tracked in Independence County, averaging 22/100 distress.
- Independence County reads peak — home values up 2.6% year over year.
- Vacancy runs 13.2% across Independence County's tracked ZIPs, with a 18.5% poverty rate.
- The typical Independence County home is worth about $135,188 against a ~$51,243 median income.
- Lending headwind in Independence County sits at 62/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 72081 | 29/100 |
| 2 | 72572 | 29/100 |
| 3 | 72020 | 27/100 |
| 4 | 72112 | 26/100 |
| 5 | 72521 | 23/100 |
| 6 | 72523 | 23/100 |
| 7 | 72165 | 21/100 |
| 8 | 72501 | 21/100 |
| 9 | 72522 | 21/100 |
| 10 | 72524 | 21/100 |
| 11 | 72526 | 21/100 |
| 12 | 72527 | 21/100 |
Most distressed ZIP codes in Independence County (composite distress 0-100, 2026)
What is driving Independence County distress
Independence County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 22/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Independence County market phase and pricing
Independence County reads peak — home prices rose 2.6% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Independence County
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Questions about this county
Which ZIP code leads Independence County on distress?
ZIP 72081 leads Independence County at 29/100, recomputed monthly from public records.
What market phase is Independence County in?
Phase for Independence County: peak, tracking a 2.6% gain year over year, read off the FHFA index.
Where does the Independence County data come from?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 20 Independence County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Independence County ZIP codes?
The county figure is a blend, not a description. Across the Independence County ZIPs DLRadar ranks, scores run from 29/100 in 72081 down to 21/100 in 72527, against a Independence County average of 22/100. Those 8 points separate the ZIPs worth working in Independence County from the rest.
What do Independence County home values and vacancy say about distressed supply?
The typical Independence County home carries about $135,188 of value against a median household income near $51,243. Vacancy across Independence County's tracked ZIPs runs 13.2% and the poverty rate is 18.5%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Independence County's foreclosure and lien filings and its 62/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.