Independence County, AR: Home-Insurance Distress & Forced-Sale Pressure
Independence County, AR: 66/100 (elevated) home-insurance distress; Independence, AR band MEDIUM; Independence, AR #728 of 3,222 counties; Independence, AR #30 of 75 in Arkansas.
FEMA hazard, Independence, AR: 63/100; Independence, AR declarations, three years: 9; Independence, AR perils: 6 severe-storm; Independence, AR five-year count 9 (severity 18.0); Independence, AR ten-year 9; hazard-weighted, Independence, AR: 6.0.
Declared incidents on the Independence, AR record: 2026 Winter Storm 3; 2025 Severe Storm 6 (Independence, AR).
NFIP claims, Independence, AR, three years: 2; Independence, AR payouts $74,773; per Independence, AR claim $37,387; Independence, AR claim-stress 72/100.
Independence, AR monthly score fell, 68 (March 2026) to 60 (October 2026); Independence, AR by month: March 68, April 68, May 64, June 64 (Independence, AR), July 61, August 60, September 67, October 60.
Independence, AR components: climate 52, NFIP claims 72; Independence, AR retreat index 60.
Construction distress, Independence, AR: 6/100 as of August 2026 (Independence, AR: 17/100 one-to-four unit, 2/100 multifamily).
Independence, AR ZIPs, June 2026 (Independence, AR, 16 highest): score 0 (Independence, AR), climate 85 (Independence, AR): 72081; score 0 (Independence, AR), climate 70 (Independence, AR): 72020; score 0 (Independence, AR), climate 69 (Independence, AR): 72523, 72568; score 0 (Independence, AR), climate 68 (Independence, AR): 72165, 72501, 72522, 72524, Independence, AR 72526, 72527, 72534, 72553, Independence, AR 72562, 72564, 72571; score 0 (Independence, AR), climate 66 (Independence, AR): 72579.
DLRadar rescores Independence, AR monthly; Independence, AR readings join Independence, AR foreclosure, lien and ownership parcels (Independence, AR), so cost-squeezed Independence, AR owners surface before listing.
Inside Arkansas, Independence County ranks 30th of 75 counties for home-insurance distress at 66/100; Sevier County (69/100) sits just above Independence County, and Hempstead County (66/100) sits just below Independence County.
Deterministic. Every Independence County, AR signal traces to a public Independence dataset (FEMA, NFIP, Census for Independence, AR) · how insurance distress works in Independence, AR · methodology
FAQ: Independence County, AR insurance distress
What is the Independence County, AR home-insurance-distress score?
Independence, AR: 66/100 (MEDIUM), #728 of 3,222, #30 in Arkansas. FEMA hazard, Independence, AR: 63/100; NFIP stress, Independence, AR: 72/100; construction, Independence, AR: 6/100; Independence, AR rescores monthly.
Is Independence County insurance distress getting better or worse (AR)?
Independence, AR: 68 in March 2026; Independence, AR: 60 in October 2026 (better); Independence, AR climate component 52; Independence, AR NFIP claims score 72.
How many flood-insurance claims has Independence County, AR had?
Independence, AR: 2 NFIP claims, three years; Independence, AR paid $74,773; per Independence, AR claim $37,387; carriers reprice Independence, AR against that record.
Which Independence County ZIP codes carry the most insurance distress (AR)?
Independence, AR, June 2026: 72081 at 0, 72020 at 0, 72523 at 0, 72568 at 0; Independence, AR climate scores there: 85, 70, 69, 69.
Why does Independence, AR insurance distress create sellers?
A Independence, AR premium outruns the Independence, AR budget; a carrier leaves Independence, AR; Independence, AR carrying cost passes plan; Independence, AR owners sell while current; Independence, AR insurance distress leads Independence, AR foreclosure data.