Preferred Bank (FDIC #10628): Bank Stress & Real-Estate Credit Exposure
Preferred Bank (FDIC Cert #10628): bank stress 76/100, severe, STABLE over 7 days; parent BOR BCORP.
Preferred Bank (#10628) lends in 4 counties across 1 state; Preferred Bank (#10628) reaches 97 ZIP codes: Missouri 4 counties, 97 ZIPs.
Preferred Bank (#10628) largest markets: Jackson County, MO (58 branches, 58 ZIPs) (#10628), Lafayette County, MO (16 branches, 16 ZIPs) (#10628), Linn County, MO (30 branches, 15 ZIPs) (#10628), Chariton County, MO (12 branches, 12 ZIPs) (#10628).
Preferred Bank (#10628) reports $134.5 million in total assets; Preferred Bank (#10628) equity $6.0 million (4.4% of Preferred Bank (#10628) assets); Preferred Bank (#10628) domestic deposits $126.2 million; Preferred Bank (#10628) net income $837,000; Preferred Bank (#10628) return on assets 1.24%; Preferred Bank (#10628) return on equity 27.21%; Preferred Bank (#10628) net interest income $2.3 million; Preferred Bank (#10628) call report June 30, 2026.
Preferred Bank (#10628) noncurrent real-estate loans: none reported; Preferred Bank (#10628) net charge-offs on real estate 0.21%; Preferred Bank (#10628) residential charge-offs 1.87%.
Preferred Bank (#10628) net interest margin 3.60% against an eight-quarter Preferred Bank (#10628) average of 3.38% (Preferred Bank (#10628) compression -0.22 points); Preferred Bank (#10628) non-residential real estate 186.8% of equity; Preferred Bank (#10628) rate-exposure score 40/100, Preferred Bank (#10628) fixed-rate trap 40/100; Preferred Bank (#10628) risk type credit driven; Preferred Bank (#10628) rate regime rates elevated, Preferred Bank (#10628) snapshot October 19, 2026.
Preferred Bank (#10628) stress score moved from 75.7 on June 22, 2026 to 76.3 on October 19, 2026; Preferred Bank (#10628) ranged 75.7 to 76.3 over 116 snapshots.
Preferred Bank (#10628) alerts: 4 counties; top Preferred Bank (#10628) alert scores: Lees Summit County, MO 27 (low); Marceline County, MO 27 (low); Napoleon County, MO 27 (low); Rothville County, MO 27 (low).