Du Quoin State Bank (FDIC #10804): Bank Stress & Real-Estate Credit Exposure

Du Quoin State Bank (FDIC Cert #10804): bank stress 83/100, severe, STABLE over 7 days; parent PERRY COUNTY BCORP INC.

Du Quoin State Bank (#10804) lends in 3 counties across 1 state; Du Quoin State Bank (#10804) reaches 47 ZIP codes: Illinois 3 counties, 47 ZIPs.

Du Quoin State Bank (#10804) largest markets: Jackson County, IL (22 branches, 22 ZIPs) (#10804), Franklin County, IL (19 branches, 19 ZIPs) (#10804), Perry County, IL (36 branches, 12 ZIPs) (#10804).

Du Quoin State Bank (#10804) reports $148.2 million in total assets; Du Quoin State Bank (#10804) equity $6.0 million (4.1% of Du Quoin State Bank (#10804) assets); Du Quoin State Bank (#10804) domestic deposits $136.3 million; Du Quoin State Bank (#10804) net income $657,000; Du Quoin State Bank (#10804) return on assets 0.92%; Du Quoin State Bank (#10804) return on equity 24.94%; Du Quoin State Bank (#10804) net interest income $2.3 million; Du Quoin State Bank (#10804) call report June 30, 2026.

Du Quoin State Bank (#10804) noncurrent real-estate loans: none reported; Du Quoin State Bank (#10804) net charge-offs on real estate 0.00%.

Du Quoin State Bank (#10804) net interest margin 3.27% against an eight-quarter Du Quoin State Bank (#10804) average of 3.34% (Du Quoin State Bank (#10804) compression 0.08 points); Du Quoin State Bank (#10804) rate-exposure score 40/100, Du Quoin State Bank (#10804) fixed-rate trap 40/100; Du Quoin State Bank (#10804) risk type credit driven; Du Quoin State Bank (#10804) rate regime rates elevated, Du Quoin State Bank (#10804) snapshot October 19, 2026.

Du Quoin State Bank (#10804) stress score moved from 81 on June 22, 2026 to 82.9 on October 19, 2026; Du Quoin State Bank (#10804) ranged 81 to 82.9 over 116 snapshots.

Du Quoin State Bank (#10804) alerts: 3 counties; top Du Quoin State Bank (#10804) alert scores: De Soto County, IL 30 (low); Sesser County, IL 30 (low); Tamaroa County, IL 30 (low).