Bank Of Farmington: Bank Stress & Real-Estate Credit Exposure

DLRadar scores Bank Of Farmington (FDIC Cert #11732) at 83/100 for bank stress — a severe level of financial pressure. DLRadar builds the reading from the institution's federal call-report filings (capital, credit quality, earnings, real-estate exposure) and weights it by the markets it finances.

DLRadar maps Bank Of Farmington into 3 counties (67 ZIP codes) across 1 states — a compact, single-state lending base. The deepest footprints are Illinois (3 counties). Bank Of Farmington's score blends four call-report dimensions — capital, credit quality, earnings and property-loan concentration — into one 0–100 number, weighted by lending footprint, which is why it reads as a market signal rather than a generic solvency grade. The combination of a severe reading and a compact footprint is what makes Bank Of Farmington worth watching as a supply signal. Because Bank Of Farmington is rescored on each quarterly FDIC filing and graded on the identical model applied to every U.S. bank, its 83/100 reading stays current and directly comparable — a like-for-like number across 1 state and against any other institution. At the county level, Bank Of Farmington finances markets like Peoria County, IL, Fulton County, IL, Knox County, IL — the specific places where its credit posture translates into local lending capacity. DLRadar does not model Bank Of Farmington in isolation: the 67-ZIP footprint is cross-referenced against foreclosure filings, tax-lien activity and ownership churn in each of those 3 counties, so a shift in the bank's severe posture can be read directly against on-the-ground distress. Seven-day momentum reads stable. Momentum matters as much as the level — a rising score means the lenders behind a market are tightening, and financing tends to seize up before distress reaches listings. Because Bank Of Farmington is held under Farmington Bcorp Inc, its financials are open to scrutiny and its trend can be independently checked.

For buyers, lender stress is an early map of supply: when Bank Of Farmington pulls back, the counties it finances see stalled refinances, frozen construction credit, and owners sliding into distress. Watching lender stress is therefore an upstream, leading signal of where distressed inventory surfaces next.

DLRadar scores every FDIC-insured bank this way and links each lender to parcel-level foreclosure, tax-lien and ownership signals in the markets it serves. So you can act on distressed supply before the broader market prices it in — every figure here traces to a public federal source.